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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732482547897706476 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

Freedom of payment

Freedom of payment, give a customer loan for 4 months with 0% . Flexible payment . Just great Reviewed on: 8th May 2026

PayPal always provide Excellent service and many opt...

PayPal always provide Excellent service and many options I'm considering using as my full time bank as it's just easier to deal with. Would always recommend using PayPal to all my friends Reviewed on: 8th May 2026

Excellent paypal used it a very long time never had...

Excellent paypal used it a very long time never had any problems Reviewed on: 8th May 2026

Very straight forward to understand and very helpful

Very straight forward to understand and very helpful Reviewed on: 8th May 2026

Have used PayPal for years.

Have used PayPal for years. Always very good customer service. Any issues with a purchase has soon been sorted. Reviewed on: 8th May 2026

PayPal is my to go to for when using online secure p...

PayPal is my to go to for when using online secure payments. Never had any issues and I use it to send money to my friends and family hassle free Reviewed on: 8th May 2026

Easy to use, multiple payment ways, card or credit a...

Easy to use, multiple payment ways, card or credit and buyer protection, if unsure about a website for purchases for the first timetime if it accepts PayPal I know I am in a safe pair of hands Reviewed on: 8th May 2026

Just a easy app to use and understand really happy w...

Just a easy app to use and understand really happy with it Reviewed on: 8th May 2026

Reliability in settlement to disputes is top notch.

Reliability in settlement to disputes is top notch. The ability to spread cost makes it perfect choice for transaction purposes. Reviewed on: 8th May 2026

Best App

Really easy to use and easy to understand. Reviewed on: 8th May 2026

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