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PayPal: PayPal Credit reviews

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4.91
Based on 91,812 reviews, last reviewed 1st May 2026
1893050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplest way for online payments Never a problem, always secure in the fact that I'm making safer online payments Reviewed on: 1st May 2026
Pammy's avatar
Pammy

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026
Tanya C's avatar
Tanya C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91812)

I was a bit cautious about taking out PayPal credit...

5
I was a bit cautious about taking out PayPal credit but was reassured that it was fine and now I can make small monthly interest free payments on anything I purchase that could effect bill payments if a big transaction was needed I pay on time and if I was a couple days late i.e forget they are superb no added interest etc , great customer service when contacting them for info or reassuring on a transaction Reviewed on: 28th May 2025
Leon Dugdale 's avatar
Leon Dugdale

Paypal review

5
I haven't used it much but it's all gone smoothly when I have. Nice to have as an available option. Have used Paypal for many years and have not experienced any negative issues, and they have dealt with any problems sufficiently. Reviewed on: 28th May 2025
Tom T's avatar
Tom T

Invaluable Service

5
I have found PayPal invaluable for paying for things and for sending money safely. Interest rates are on par with other providers Reviewed on: 28th May 2025
gaynor goulty's avatar
gaynor goulty

Always reliable and secure.

5
Always reliable and secure. Easy to make payments with reminders when they are due. Reviewed on: 28th May 2025
Pauline lowrey's avatar
Pauline lowrey

Brilliant

5
Life saver at times and is very easy to use. Reviewed on: 28th May 2025
Cailean L's avatar
Cailean L

PayPal Credit - the clear leader for online payments!

5
PayPal are highly secure, always available to support its customers, offer excellent and easy to use payment options, great value for money - and above all highly trusted. They may not be as popular as other payment solutions, but they are better by a million miles - I wouldn’t entertain anyone else at present - PayPal Credit are the clear leader for secure online payments! Reviewed on: 28th May 2025
Aaron NI's avatar
Aaron NI

Easy to purchase articles and any problems they are...

5
Easy to purchase articles and any problems they are fixed immediately with high degree of professoism. Reviewed on: 28th May 2025
Peter S's avatar
Peter S

I have been using this for more than a decade and al...

5
I have been using this for more than a decade and always found to be the best when i need it securely Reviewed on: 28th May 2025
Waqas N's avatar
Waqas N

Best credit product. Highly recommended.

5
Use paypal credit from time to time to spread cost. Very easy to use the provide excellent value for money. Customer service also very straightforward and rarely have to wait. Reviewed on: 28th May 2025
Yuan L's avatar
Yuan L

Easy to set up and use.

5
Easy to set up and use. I like the protection and additional cover I get from PayPal. I particularly like the four months interest free credit option for extra flexibility when necessary. Reviewed on: 28th May 2025
Robert T's avatar
Robert T

Review PayPal: PayPal Credit now

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