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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144782)

Easy to use!

5
Easy to use! Fast and secure payments Reviewed on: 8th May 2026

Love using Paypal but get through customer service i...

5
Love using Paypal but get through customer service is hard Reviewed on: 8th May 2026

A good service from Paypal

5
Helpful and a good service. It's very handy to pay for things online easy to understand. Reviewed on: 8th May 2026

Best platform to pay for your purchase

5
Best platform to pay for your purchase Reviewed on: 8th May 2026

PayPal credit is great...

5
PayPal credit is a great way to pay for items purchased monthly and available option on all retailers. Reviewed on: 8th May 2026

Really easy to use and very secure

5
Really easy to use and very secure Reviewed on: 8th May 2026

Helped in many ways...

5
Having PayPal Credit at the right time has helped me alot Reviewed on: 8th May 2026

More affordable for paying up for those on lower inc...

5
More affordable for paying up for those on lower income. Reviewed on: 8th May 2026

Great card to have in your back pocket

5
Great having PayPal to hand for any unplanned purchases. Especially the pay on 3 option with zero interest Reviewed on: 8th May 2026

It’s been a wonderful experience since I registered...

5
It’s been a wonderful experience since I registered with PayPal. So easy to use and quick service Reviewed on: 8th May 2026

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