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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,955 reviews, last reviewed 1st May 2026
1899650% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal credit for a while, always easy to... Have used PayPal credit for a while, always easy to use and without any issues. Reviewed on: 1st May 2026
Aivis S's avatar
Aivis S

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91955)

PayPal allowes me to buy the things I want and sprea...

5
PayPal allowes me to buy the things I want and spread the payments what I can afford . Reviewed on: 28th May 2025
Alison Hilton's avatar
Alison Hilton

Paypal credit - Love it!

5
I've used PayPal Credit for several online purchases, and overall, it's been a convenient way to manage payments—especially with the promotional offers like 0% interest for 6 months on purchases over a certain amount. The application process was quick, and it integrates seamlessly with my PayPal account Reviewed on: 28th May 2025
MOHAMMED's avatar
MOHAMMED

It s the only safe way to pay or receive money.

5
It s the only safe way to pay or receive money. Reviewed on: 28th May 2025
Andreea's avatar
Andreea

No reason to use any other credit service!

5
No reason to use any other credit service! Reviewed on: 28th May 2025
Lewis B's avatar
Lewis B

Excellent Product

5
Easy to use and offers an easy payment solution Reviewed on: 28th May 2025
Richard F's avatar
Richard F

Convenient and easy to use

5
I find using PayPal credit extremely easy and convenient to use. When I need to make a considerable purchase and need time to pay a large amount I always use my PayPal account. I have complete peace of mind should anything go wrong with my purchase I have all the benefits offered by PayPal as an extra safety net. Reviewed on: 28th May 2025
Elizabeth D's avatar
Elizabeth D

Nothing to say.

3
Nothing to say. As no issues with you. Reviewed on: 28th May 2025
Stuart 's avatar
Stuart

No issues, very straight forward

5
No issues, very straight forward Reviewed on: 28th May 2025
Nix P's avatar
Nix P

My Preferred Way to Pay

5
Easy to use and PayPal send reminders, so you never miss a payment. Refunds come through seamlessly too. Reviewed on: 28th May 2025
Keeley G's avatar
Keeley G

Excellent Credit Company

5
I have used PayPal : PayPal Credit a few times now and found no problems, with quick and easy payments and regular emails to keep me informed on all progress of the repayments. This system is quick, secure and in my experience reliable with no hidden agenda so will use again in the future. Reviewed on: 28th May 2025
Alastair B's avatar
Alastair B

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