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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144774)

I love all the flexible ways PayPal lets you pay bac...

5
I love all the flexible ways PayPal lets you pay back loans interest free. Paypal has been an absolute lifesaver to me personally and I’m extremely grateful for everything. Reviewed on: 8th May 2026

Easy to use and convenient.

4
Easy to use and convenient. Everything is straightforward Reviewed on: 8th May 2026

Easy to use,different payment options,

5
Easy to use,different payment options, Reviewed on: 8th May 2026

Using PayPal not just for everyday payments but also...

5
Using PayPal not just for everyday payments but also large payments gives me the confidence and reassurance that my money is safe, secure and protected, which in this world, is very important. Reviewed on: 8th May 2026

Thank you PayPal!

5
I have found PayPal to be a safe and secure way of paying for items. I also often use pay in 3 or PayPal credit to break up payments which is extremely useful. Reviewed on: 8th May 2026

Pay Pal credit Give it a try.

5
I have been using paypal credit for a while now and it allows me to purchase the things I need with time to pay. I have had good service and continue to do so. I would recommend people use this service. Reviewed on: 8th May 2026

The best, reliable, easy low interest

5
The best, reliable, easy low interest Reviewed on: 8th May 2026

Great easy safe way to pay online

5
Great easy safe way to pay online Reviewed on: 8th May 2026

Long time satisfied user

5
Have used them for years and always my preferred payment method. Reviewed on: 8th May 2026

I’ve used PayPal for years and the ease of use and s...

5
I’ve used PayPal for years and the ease of use and service is very good Reviewed on: 8th May 2026

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