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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

Decade of Convenience & Reliability

I have been a PayPal customer for over 10 years, and it continues to be one of the most reliable services I use. Payments are fast, secure, and easy to track, and customer support has always been helpful when needed. It’s a platform I trust completely, and it has consistently made online transactions smooth and stress‑free. Reviewed on: 7th April 2026

Good efficient service with no hurdles and un expec...

Good efficient service with no hurdles and un expected malfunctions secure with personal information. Reviewed on: 7th April 2026

You can't beat Paypal, it' a real pal.

Paypal is easy to use and helps spread the cost of purchases which eases the burden in these difficult times.I highly recommend it, without Paypal lots of people would be unable to purchase necessary everyday items. Reviewed on: 7th April 2026

Paypal Review

Great service use 4 months interest free frequently for those big purchases. Reviewed on: 7th April 2026

I’ve used PayPal for over 20years!

I’ve used PayPal for over 20years! Absolutely seamless payment facility. 100% reliable and can be relied upon for total support when things go wrong. Reviewed on: 7th April 2026

Easy to use

It’s been easy to navigate, the 4 months to pay off purchases over £100 deal was really great. Reviewed on: 7th April 2026

Efficient service user friendly app.

Efficient service user friendly app. Reviewed on: 7th April 2026

Really great cannot fault it really good service.

Really great cannot fault it really good service. Love PayPal anyway so great customer Reviewed on: 7th April 2026

the staff at paypal are lovely people very helpful,

the staff at paypal are lovely people very helpful, Reviewed on: 7th April 2026

PayPal Credit useful for larger purchases.

Recommend using PayPal credit, as it gives you 4 months interest free on purchases. This enables us to go on holiday, as 4 payments are manageable. Customer service of a real person is great too. Would certainly recommend PayPal Credit. Reviewed on: 7th April 2026

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