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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99561 reviews)

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4.90

Based on 99,561 reviews, last reviewed 6th May 2026

2249250% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99561)

Always my backup when I have no money

Always my backup when I have no money Reviewed on: 7th April 2026

Easy to use and keep track of.

PayPal credit has been easy to use and keep track of. No hidden costs or deception, very user friendly platform and has helped tremendously in this cost of living crisis. Reviewed on: 7th April 2026

Great platform

My experience with PayPal has generally been positive. I find the platform very convenient for sending and receiving money, especially when making online purchases or transferring funds internationally. The process is usually quick, and it gives me a sense of security when paying for goods and services online. I also appreciate the buyer protection feature, which adds an extra layer of confidence when shopping from sellers I’m not familiar with. The app is easy to use, and transactions are mostly straightforward. However, there have been times when fees felt a bit high, particularly for international transfers or currency conversions. Customer service can also sometimes take time to resolve issues. Overall, PayPal is a reliable and widely accepted payment method, and I continue to use it because of its convenience and security. Reviewed on: 7th April 2026

Fantastic customer service when I needed them!

Fantastic customer service when I needed them! Reviewed on: 7th April 2026

PayPal credit

Once approved really easy to use Reviewed on: 7th April 2026

Very easy services an very very helpful regards to c...

Very easy services an very very helpful regards to circumstances Reviewed on: 7th April 2026

Quick and simple to use.

Quick and simple to use. What more could you want? Reviewed on: 7th April 2026

Zero pboblemu, jesli jest cos nie jasne szybciutko m...

Zero pboblemu, jesli jest cos nie jasne szybciutko mozna to rozwiazac telefonicznie, bardzo polecam Reviewed on: 7th April 2026

Recommended!

Never had an issue with PayPal in all my years of using it. Glad to see that they keep evolving and branching out. It has truly helped me out with so many oversea transactions which would not have heej made possible without it! Not to mention that the UI in the app is great Reviewed on: 7th April 2026

Flexible terms

Flexible payment and repayment terms Reviewed on: 7th April 2026

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