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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

Easy to use and Excellent Customer Service

Easy to use and Excellent Custom Reviewed on: 8th May 2026

Had an overall great experience with PayPal.

Had an overall great experience with PayPal. Voted neutral on customer service because I've never had to use PayPal's customer service, they've simply been brilliant! I'll recommend them to friends and family for the sheer ease of use and the finance options that are available are fantastic. Reviewed on: 8th May 2026

It was an easy experience.

It was an easy experience. I loved using PayPal credit. They recently offered a virtual credit card, which expanded my options. Reviewed on: 8th May 2026

Very good

Very good service, I really like the ability to use it in store now Reviewed on: 8th May 2026

Great experience with PayPal , ...

Great experience with PayPal , able to creek secure to do all my transactions with PayPal Reviewed on: 8th May 2026

Paypal for Everyone

Paypal ans Paypal Credit are amazing for all kinds of purchases offering peace of mind on all online purchases. Reviewed on: 8th May 2026

PayPal and paypal plus easy way to earn cashback

Using a PayPal debit card is such an easy way to build up PayPal plus points. Getting points everytime I use it on anything and I get points. Unlike my bank which only gives me cashback on certain things. The app is really easy to use and I keep track of where my money is going in and out easily. Would definitely recommend using PayPal to anyone. Reviewed on: 8th May 2026

Be safe.

Simple safe and easy to use. The best way to pay on line. Reviewed on: 8th May 2026

Great customer service - friendly and helpful

Great customer service - friendly and helpful Reviewed on: 8th May 2026

Paypal hassle free transactions

Paypal transactions have always gone through for me hassle free. Really helpful to have the option to pay with credit too. Reviewed on: 8th May 2026

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