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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

Smart way to pay for everything things very convenie...

Smart way to pay for everything things very convenient and very easy way Reviewed on: 8th May 2026

It’s was easy to figure out how to work with and als...

It’s was easy to figure out how to work with and also good experience as well Reviewed on: 8th May 2026

Very happy and pleased with the PayPal Credit, the a...

Very happy and pleased with the PayPal Credit, the app very easy to use, the payments are very low, you don't have big interest! Reviewed on: 8th May 2026

Signing up is quite the tedious process, but it does...

Signing up is quite the tedious process, but it does its job well. Reviewed on: 8th May 2026

Paypals always been great

Paypals always been great - for both sending money abroad, good exchange rates and especially safety Reviewed on: 8th May 2026

Convenient credit

PayPal Credit is easy to apply for and can be used in a wide variety of stores both online and physical. Reviewed on: 8th May 2026

100% trust

This is the first ever time I am using PayPal credit but I have a very good feeling and trust that if I pay someone with PayPal credit they can’t scam me me a few years back PayPal helped me get some money back from a seller from ebay that even ebay couldn’t recover the my money but PayPal did brilliant. Reviewed on: 8th May 2026

I have a strong history of responsible financial man...

I have a strong history of responsible financial management and maintaining reliable payment commitments. I value trusted financial services that provide both flexibility and security, which is why PayPal Credit stands out to me. Its convenience, reputation, and seamless payment experience make it an excellent solution for managing purchases efficiently and responsibly. I would use PayPal Credit with professionalism, discipline, and a clear commitment to maintaining a positive account history. Reviewed on: 8th May 2026

Value for Money

Very reliable and best experience shopping. Reviewed on: 8th May 2026

I have used PayPal credit for several large purchase...

I have used PayPal credit for several large purchases and taken advantage of their excellent interest free credit. Notably for our bathroom equipment which was over £1000. Reviewed on: 8th May 2026

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