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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,722 reviews, last reviewed 6th May 2026
2256900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly,easy to use,quick payment User friendly,easy to use,quick payment Reviewed on: 6th May 2026
Muhammad A's avatar
Muhammad A

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99722)

I have been with Paypal for 21 years and I have neve...

5
I have been with Paypal for 21 years and I have never had a negative experience Reviewed on: 7th April 2026
Angela E's avatar
Angela E

I have full trust in PayPal and there commitment to...

5
I have full trust in PayPal and there commitment to customer service as any issue I have ever had has always been delt with swiftly and properly, I have been kept upto date throughout the whole process. Reviewed on: 7th April 2026
MrkM's avatar
MrkM

PayPal credit is an excellent tool

5
PayPal credit has been such a great tool to help me manage my finances and let me buy things safely online Reviewed on: 7th April 2026
Sarah L's avatar
Sarah L

paypal credit

5
paypal credit allows me to budget for bigger purchases. enabling me to make a purchase i otherwise would not be able to Reviewed on: 7th April 2026
Maria's avatar
Maria

Brilliant.

5
Brilliant. You know your purchase is covered by paypal gives peace of mind when buying. And easy payment terms helps out a lot. Fantastic. Reviewed on: 7th April 2026
Adrian P's avatar
Adrian P

0% interest for 3 months on any purchase

5
Always offers 0% for 3 months on all purchases allowing me to breakup larger purchases and pay no interest. Reviewed on: 7th April 2026
Charlie's avatar
Charlie

Spreads the cost ,very convenient

4
Spreads the cost ,very convenient Reviewed on: 7th April 2026
T W's avatar
T W

Great use of pay pal credit.

5
Great use of pay pal credit. It allows me to split costs when having a tough month financially but still keeps me on track without getting into debt. Reviewed on: 7th April 2026
Emily A's avatar
Emily A

Excellent service

5
Have been using PayPal for many years now and never let me down. Continuing improving and offering new ways of paying. Also whenever put a claim against unethical companies and unfair payments, PayPal always dealt with it and I had my money back. Reviewed on: 7th April 2026
Kristina N's avatar
Kristina N

Excellent service and customer support

5
Excellent service and customer support Reviewed on: 7th April 2026
Suzanne 's avatar
Suzanne

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