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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

I have been using PayPal credit for a number of year...

I have been using PayPal credit for a number of years, excellent APR and easy to ose Reviewed on: 7th April 2026

PayPal are to be trusted.

PayPal are to be trusted and always consider a refund if you are scammed. Reviewed on: 7th April 2026

It’s really useful to know that i can use PayPal Cre...

It’s really useful to know that i can use PayPal Credit whenever I find something I really like or need and that I don’t need to pay anything straight away. Reviewed on: 7th April 2026

Always easy and quick to use.

Always easy and quick to use. I feel safe every time I make a transaction. Reviewed on: 7th April 2026

Paypal use

Easy and convenient to use to pay for products. Reviewed on: 7th April 2026

Trusted conpany

I has been very easy to use and interact with the app and see activity. I also like the options given on how to pay Reviewed on: 7th April 2026

I have been using Paypal for a number of years now a...

I have been using Paypal for a number of years now and i must say it has excelled in every way, customer service is absolutely spot on if you know how to navigate, only improvement i would say to make the process of getting your money back if a transaction doesn’t go the right way more simplified, but apart from that on every level Paypal is excellent for everyday use or even just random shopping Paypal does it all…Highly recommended to all my friends and family, and i would like to say A MASSIVE THANKYOU TO ALL THE TEAM AT PAYPAL for making it such a wonderful and safe place for online shopping and always going the extra mile for customers like me Reviewed on: 7th April 2026

Resolution Centre closed a case despite my proofs

In two cases from the past PayPal helped me out when I made online purchases from not safe webshop, and I got a refund. But once I had a very negative experience that I had an issue with a scam (Webshop, promoted on Facebook, but it turned out it was a scam from China). I had all the proofs, even online rewiews about the company saying the same, I uploaded all my documents for PayPal Resolution Centre about it, describing the whole situation (I tried to contact the company before opening a case), and PayPal just closed the case stating that the company posted the ordered item... They did, but sent me a wrong item, and they ignored me whenever I wrote them about return and asked for refund. It was very unfair, and was very disappointed about PayPal's customer service. They didn't even read my summary and complaint. It was like closing a case without consideration. Reviewed on: 7th April 2026

best credit account

Really good customer support and quick respond. Best credit account ever in UK. Reviewed on: 7th April 2026

Safe and effective method of payment.

Safe and effective method of payment. Reviewed on: 7th April 2026

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