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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99896 reviews)

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4.90

Based on 99,896 reviews, last reviewed 6th May 2026

2264900% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99896)

Good :)

It's easy to use and the 0 interest for four months is great Reviewed on: 7th April 2026

Faultless.

Faultless, dependable and secure. Reviewed on: 7th April 2026

Really amazing on all purchases over £99 as there is...

Really amazing on all purchases over £99 as there is zero interest for 4 months Reviewed on: 7th April 2026

always prompt customer service I have had a problem...

always prompt customer service I have had a problem in the past and the customer service was first class polite and very helpful Reviewed on: 7th April 2026

Paypal credit is simple to use, can use payments in...

Paypal credit is simple to use, can use payments in to pay off so this is a huge benefit. Reviewed on: 7th April 2026

Had a fantastic experience.

Had a fantastic experience, from setting up my account to using the service and gaining points Reviewed on: 7th April 2026

Great service.

Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026

Always good and easy to use.

Always good and easy to use. Never had problems Reviewed on: 7th April 2026

Account payments AREN’T APPLIED FAIRLY

Account payments AREN’T APPLIED FAIRLY - interest free balance is paid off BEFORE interest accruing balance! It’s also confusing trying to work out different balances from the total. Which is on pay-in-four? Which is interest free? Reviewed on: 7th April 2026

Great for spreading the costs on larger items

Great for spreading the costs on larger items Reviewed on: 7th April 2026

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