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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99960)

Easy to use online.

4
Easy to use online. App has good features Reviewed on: 7th April 2026
Dawn L's avatar
Dawn L

Easy-to-use app.

5
Easy-to-use app. Paypal debit card and reward points are great. Reviewed on: 7th April 2026
Mark F's avatar
Mark F

As a single mum to four children

5
As a single mum to four children at the ages between 7 and 16 it’s been such a valuable help to me. It has meant that we have been able to get the things we need for us, for the home and for school. It has helped us move on as a family and enjoy time together. PayPal provides an easy way to pay off the credit without stress and great support along the way. Reviewed on: 7th April 2026
Olivia H's avatar
Olivia H

A convenient line of credit for emergencies.

5
I don't use credit on a daily/monthly basis, but should something unexpected happen, it's nice to have it there for emergencies. Reviewed on: 7th April 2026
ChrisL's avatar
ChrisL

i’ve been using it paypal for years and never had a...

5
i’ve been using it paypal for years and never had a problem. it’s so easy too use and makes paying for things more secure Reviewed on: 7th April 2026
jade t's avatar
jade t

The best Credit company, I use always payment for 4m...

5
The best Credit company, I use always payment for 4mc and this is the best option. Reviewed on: 7th April 2026
Rob's avatar
Rob

Excellent experience.

5
Excellent experience. A number of good optiosn are avauilable. Reviewed on: 7th April 2026
William G's avatar
William G

If you are interested in Paypal

4
If you owe to PayPal you cannot transfer your balance to a Credit Card. Reviewed on: 7th April 2026
Wise shopper's avatar
Wise shopper

I use PayPal where I can every time I purchase online.

5
I use PayPal where I can every time I purchase online. It gives me peace of mind and security knowing if anything happens they will deal with it immediately. Reviewed on: 7th April 2026
Kelly's avatar
Kelly

PayPal Credit has been the best option for me

5
PayPal Credit has been my best option to use when shopping because it gives me 4 months within which to clear what I owe without having to incur interest...for me that's very convenient and fair in comparison to other credit offers out there. Reviewed on: 7th April 2026
Mrs GK's avatar
Mrs GK

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