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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487422109724601 (144793 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144793)

it’s perfect for me

I love it, it’s absolutely perfect for my lifestyle I use it all the time. Reviewed on: 8th May 2026

I am using PayPal from last couple of years I find i...

I am using PayPal from last couple of years I find its the most beneficial for customers if I need any help regarding my query it solved so quickly. Reviewed on: 8th May 2026

Easy, convenient, trustworthy, great customer servic...

Easy, convenient, trustworthy, great customer service, straight forward Reviewed on: 8th May 2026

Goodi find it easy to navigate both the website and...

Goodi find it easy to navigate both the website and the app Reviewed on: 8th May 2026

Never had any issues using it.

Never had any issues using it. It’s extremely easy to use and keep track of info like upcoming payments. You get alerted well ahead of time when payments are due. Being able to schedule when payments are made is a plus too. Reviewed on: 8th May 2026

Positive experience.

Positive experience. PayPal gives value for money. Reviewed on: 8th May 2026

I excellent

I could call PayPal customer service anytime and I get all the help I need. Reviewed on: 8th May 2026

Good reward system and easy to set up

Good reward system and easy to set up Reviewed on: 7th May 2026

Flexibility to pay in instalment

I enjoy flexibility to pay in instalment with interest free Reviewed on: 7th May 2026

Helping make treasured memories possible and affordable

PayPal is my go to and using their credit scheme allowed us to take a much needed family holiday and pay in instalments afterwards making it both possible and affordable. Reviewed on: 7th May 2026

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