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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144795 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144795)

Flexibility to pay in instalment

I enjoy flexibility to pay in instalment with interest free Reviewed on: 7th May 2026

Helping make treasured memories possible and affordable

PayPal is my go to and using their credit scheme allowed us to take a much needed family holiday and pay in instalments afterwards making it both possible and affordable. Reviewed on: 7th May 2026

So easy to use and make payments secure and the addi...

So easy to use and make payments secure and the additional pay in 3 options Reviewed on: 7th May 2026

Offers flexibility on small purchases with time to r...

Offers flexibility on small purchases with time to repay enabling management of finances Reviewed on: 7th May 2026

Love my PayPal

Paypal is to me very Trustworthy easy way to pay with No hidden extras ..... I choose something I would like,and ime able to use.... Pay in 3, providing I don't over exceed my expectations and the payments in 3 are affordable and NO interest added and that's a Bonus ..... I can't talk for the other services provided .... That will come in time, ime just happy with my paypal as it stands, being easy to access on my phone Day or Night 24/7 .... Thank you PayPal Reviewed on: 7th May 2026

Absolutely Amazing

Every transaction has been seamless, and I feel safer using the service. Reviewed on: 7th May 2026

Safe and secure

Using PayPal credit makes my life easier and more affordable. By spreading the payments out over 4 months, interest free. Reviewed on: 7th May 2026

I use Paypal all the time.

I use Paypal all the time. It's safe, reliable and give me flexibility to be able to purchase things in installment Reviewed on: 7th May 2026

PayPal has changed my spending habits for the better.

PayPal has changed my spending habits for the better. I’m fully in control, and can see all my transactions in one place. Even better, I earn points on everything I spend. Win win! Reviewed on: 7th May 2026

Great service that provides flexibility to fulfill m...

Great service that provides flexibility to fulfill many wishes. Reviewed on: 7th May 2026

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