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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,024 reviews, last reviewed 6th May 2026
2270750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 months with no interest very good offet Good offer without interest. It help family to buy item who can't pay all in one gone. Reviewed on: 6th May 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100024)

PayPal credit is seamless.

5
PayPal credit is seamless. I have little or no worries Reviewed on: 7th April 2026
Steve C's avatar
Steve C

Good credit service

4
Good, accessible and easy to manage Reviewed on: 7th April 2026
J J's avatar
J J

Best ever money provider

5
Easy to use flexibility with payment offers never had any problems secure payments Reviewed on: 7th April 2026
Deborah w's avatar
Deborah w

Easy to access and navigate the app.

5
Easy to access and navigate the app. Many exciting products, promotions and Benefits. Reviewed on: 7th April 2026
Genevieve Machia 's avatar
Genevieve Machia

Paypal credit

5
I have used paypal credit on numerous occasions and it has allowed me to enjoy holidays/activities by spreading the cost over the months. The 4 months interest free is a godsend. Very simple to use on the app and can be set as main way to pay on your wallet. Reviewed on: 7th April 2026
Kelly B's avatar
Kelly B

It's never been an issue and so easy to use.

5
It's never been an issue and so easy to use. Reviewed on: 7th April 2026
Erica W's avatar
Erica W

Good customer service .

5
I wasn’t pressured and customer service was clear and helpful , which helped me make decisions to work best for me Reviewed on: 7th April 2026
brooke thomas's avatar
brooke thomas

I use it regularly and love the 3 months interest fr...

5
I use it regularly and love the 3 months interest free rates Reviewed on: 7th April 2026
Gen's avatar
Gen

PayPal is always there for me , be it eBay or other...

5
PayPal is always there for me , be it eBay or other online stores and now a virtual card for in store purchases wow . Knowing that PayPal is on my side if there is a problem with any of my purchases makes me feel just that bit more secure . Reviewed on: 7th April 2026
Andrew B's avatar
Andrew B

excellentcustomer service and good value for money a...

5
excellentcustomer service and good value for money and good security Reviewed on: 7th April 2026
Sean f's avatar
Sean f

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