Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100090 reviews)

View other PayPal products

4.90

Based on 100,090 reviews, last reviewed 6th May 2026

2273750% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really good Paypal is easy to use and navigate its services Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100090)

I feel safe using PayPal.

I feel safe using PayPal. When I had issues with buying things and not receiving product, they have always come to my rescue. Reviewed on: 7th April 2026

My experience of Paypsl Customer Service has always...

My experience of Paypsl Customer Service has always been second to noe! Reviewed on: 7th April 2026

simplest solution

always a safer option to pay for goods where applicable. 4 months interest free credit is better than using most credit cards. Reviewed on: 7th April 2026

Excellent service trust worthy every transaction

Excellent service trust worthy every transaction Reviewed on: 7th April 2026

Paypal is fantastic for last minute birthday gifts o...

Paypal is fantastic for last minute birthday gifts or unexpected last minute bookings. With the option to pay in 4 months being a life saver Reviewed on: 7th April 2026

Paypal offers a truly valuable service, like paypal...

Paypal offers a truly valuable service, like paypal 3, which helps to pay in installments, free of interest. Reviewed on: 7th April 2026

Always great customer service on diputed items

Always great customer service on diputed items Reviewed on: 7th April 2026

I've never had any issues with using PayPal credit a...

I've never had any issues with using PayPal credit and the customer service is excellent. Reviewed on: 7th April 2026

Reliable safe way to pay with peace of mind

Reliable safe way to pay with peace of mind Reviewed on: 7th April 2026

Paypal credit gives you that flexibility.

Paypal credit gives you that flexibility. Being able to spread the cost over four months for larger purchases is brilliant and just makes it that little easier during the cost of living crisis. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Payments
from PayPal 4.91 from 3707 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47046 reviews
Credit card
from PayPal 4.91 from 79 reviews
Payments
from PayPal 4.91 from 3707 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub