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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

easy to work, gave me appropriate credit, email in r...

easy to work, gave me appropriate credit, email in regards to pay back etc Reviewed on: 8th May 2026

I’m very happy I live PayPal card

I’m very happy I live PayPal card Reviewed on: 8th May 2026

Ease of use and complete transparency for transactions

Ease of use and complete transparency for transactions Reviewed on: 8th May 2026

Very perfect.

Very perfect. Very fast and efficient Reviewed on: 8th May 2026

No issues :)

I've been using PayPal for years, and have had no issues with it. With regards to PayPal Credit, I found it easy to set up, and even easier to maintain. I never have to worry about whether or not my PayPal Credit payment will work, because it always goes through seamlessly. Reviewed on: 8th May 2026

Excellent seamless services.

I haven’t had to speak with customer services so I can’t comment, however, I have found more recently, many sites offer other payment options such as Klarna and not PayPal, where I would prefer to use PayPal but can’t. Reviewed on: 8th May 2026

Easy to use and understand , first class service

Easy to use and understand , first class service Reviewed on: 8th May 2026

Love their pay in three offers and PayPal credit off...

Love their pay in three offers and PayPal credit offers like 0% for 48 months. That is the most amazing thing. Reviewed on: 8th May 2026

Quick and easy

Quick transfers and creation of accounts. Also easy to use and have good communication with users. Reviewed on: 8th May 2026

it is always good and safe.

it is always good and safe. fast rleiable never a worry Reviewed on: 8th May 2026

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