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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

Quick and easy

Quick transfers and creation of accounts. Also easy to use and have good communication with users. Reviewed on: 8th May 2026

it is always good and safe.

it is always good and safe. fast rleiable never a worry Reviewed on: 8th May 2026

Great service.

PayPal makes everyday purchases easy, hassle free. Great service overall. Reviewed on: 8th May 2026

Great product

Very easy to use, accepted most places Reviewed on: 8th May 2026

I’ve had a very good experience.

I’ve had a very good experience. It makes payment easier and secure. It offers an option for credit. Reviewed on: 8th May 2026

Fabulous

It’s a fabulous way for paying for items Reviewed on: 8th May 2026

Amazing service and ease of credit.

Amazing service and ease of credit. Reviewed on: 8th May 2026

It has been really helpful

Since I started using PayPal many years ago I never had an issue. It helped me many time on my financial journey as well. It allowed me flexibility when purchasing and allowed me to spread costs. It has also improved my credit score! My secret is that I use it as a credit card in a way, I make sure I can afford monthly payments on anything I buy and that the items I get are strictly needed. This way I can spread my cost, afford the purchase and improve my credit score. Reviewed on: 8th May 2026

4 star for paypal

PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and checking out seamless across almost all platforms. It is highly reliable for daily purchases, which keeps me coming back despite occasional high fees. While customer service can be slow, the overall convenience outweighs the downsides for personal use. Reviewed on: 8th May 2026

Paypal everybody's pal

I've been with paypal for over 10yrs and I can honestly say I've never had a problem yet.They are so easy to contact and go out there way to help you as much as they can.There paypal 3 in 1 is an amazing idea as it helps people to shop and not worry about paying in full right away.And they always contact you weeks before your second payment is due. Reviewed on: 8th May 2026

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