Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100190 reviews)

View other PayPal products

4.90

Based on 100,190 reviews, last reviewed 6th May 2026

2278050% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience I like this Very good experience I like this Reviewed on: 6th May 2026

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (100190)

So helpful and easy to use.

So helpful and easy to use. Help is always there if needed! Reviewed on: 7th April 2026

Great! Easy, quick and convenient

Great! Easy, quick and convenient! Reviewed on: 7th April 2026

Ease of use when making payments and setting up a di...

Ease of use when making payments and setting up a direct debit to make monthly payments off my credit balance customer service is helpful when I’ve made telephone payments to reduce the balance further Reviewed on: 7th April 2026

Best thing since sliced bread

Honestly. I love PayPal credit. I make sure I pay it on time so I don’t have to pay interest. Just gives me a little more time to pay it. Reviewed on: 7th April 2026

Payment provider that gives a little extra

I use PayPal infrequently but when I do it serves the purpose I require admirably. Particularly good for ensuring transactions are carried out transparently and fairly. Fees could be lower and rewards could be higher but it fills a niche in my accounts that I am grateful for. Reviewed on: 7th April 2026

Smooth & Easy

Every transaction is smooth and easy. I enjoy the 0 interest for 4 months feature. Customer service has always been friendly and helpful anytime I have required assistance. Reviewed on: 7th April 2026

Ok, good use of it

All ok, i use wen i can, comes in very handy Reviewed on: 7th April 2026

Always excellent service been with paypal many years

Always excellent service been with paypal many years Reviewed on: 7th April 2026

Options!

Having the options to pay later or in instalments, its great for knowing you cant get the stuff you need without worrying financially. The app is very easy to use and PayPal can be used jn many different services. Reviewed on: 7th April 2026

Stress free

I prefer to use PayPal because it I have a problem with my purchase, PayPal sorts it, less stress for me Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47104 reviews
Credit card
from PayPal 4.91 from 79 reviews
Payments
from PayPal 4.91 from 3707 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub