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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145377)

The fact you can spread payments with 0% interest is...

The fact you can spread payments with 0% interest is so good Reviewed on: 8th May 2026

Paypal is a great service to use and helps with spre...

Paypal is a great service to use and helps with spreading costs. The app is so easy to use and super straightforward Reviewed on: 8th May 2026

Trusted Credit Provider

Having used and trusted PayPal for years now, PayPal Credit was a very obvious choice when needed. Easy to set up and no hidden clauses. Reviewed on: 8th May 2026

Straightforward

I've used PayPal for many years and it is the most straightforward service. I have used it for large purchases, regular subscription payments, or sending money to friends. It works perfectly every time. Reviewed on: 8th May 2026

Always kept upto date.

Always kept upto date. Secure site. Customer care good. Always at hand for transactions or credit. Varied credit offers. Reviewed on: 8th May 2026

I have full confidence in Paypal !

PayPal is so reliable it is just given that all payments and processes will go well as I have full confidence in it. Reviewed on: 8th May 2026

I had quite few problems with some sellers and Paypa...

I had quite few problems with some sellers and Paypal has been very helpful. They helped to get my money back, and it was quite a large sum. Thank you paypal! Reviewed on: 8th May 2026

Excellent service

Excellent services and good customer service Reviewed on: 8th May 2026

I have had excellent experience, from PayPal credit,...

I have had excellent experience, from PayPal credit, to pay in 3 and also having your money protected paying for goods Reviewed on: 8th May 2026

PayPal credit - fast, easy and convenient

PayPal credit is convenient and simple to use, making it the perfect choice for spreading the cost over shorter periods of time. It’s also very easy to track spending, make payments and view statements online, so you are always in control. Reviewed on: 8th May 2026

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