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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99288)

Excellent service I have no complaint at all

5
Excellent service I have no complaint at all Reviewed on: 7th April 2026
mfg 93's avatar
mfg 93

Good company with good communication and customer se...

4
Good company with good communication and customer service Reviewed on: 7th April 2026
Craig's avatar
Craig

I use PayPal for most transactions and PayPal credit...

5
I use PayPal for most transactions and PayPal credit for larger purchases Reviewed on: 7th April 2026
Kelly s's avatar
Kelly s

Quick, easy and reliable.

5
Quick, easy and reliable. It there when you need it Reviewed on: 7th April 2026
adam s's avatar
adam s

Very easy to pay using PayPal, and piece of mind is...

5
Very easy to pay using PayPal, and piece of mind is an absolute plus. Because if you do not get the goods or service you paid for using PayPal, you are guaranteed to get your money back. I always pay by PayPal for this reason. If I can't buy through PayPal I don't buy, unfortunately there are too many spamers out there. Reviewed on: 7th April 2026
Vicky Jackson 's avatar
Vicky Jackson

PayPal safe and easy option

4
PayPal has been safe and easy option for me every time I’ve needed it Reviewed on: 7th April 2026
Rob's avatar
Rob

PayPal credit is a better option to make large purchase

4
PayPal credit is a better option to make the purchases and split the cost but the repayment mechanism is not appropriate, if there is a 24month agreement for one of the purcahse and if you do payment for the pay in 4 transaction, the amounts gets split between in the 24 month credit and the pay in 4 transaction, which is annoying. Reviewed on: 7th April 2026
Jiby Jacob's avatar
Jiby Jacob

Superb facility

5
I have never had any trouble with this product. It's been really helpful over the last few years. Would definitely recommend. Reviewed on: 7th April 2026
Mr S's avatar
Mr S

PayPal helpful and efficient

5
PayPal let's me enjoy the freedom of buying in 3, interest free credit and getting points for spending my own money. For me its all about the security of knowing if payments go wrong you always have PayPal to help you sort it out. Very friendly and helpful service on the phone. Customers really do come first using PayPal. Reviewed on: 7th April 2026
Lem's avatar
Lem

When my account was hacked you dealt with it before...

5
When my account was hacked you dealt with it before I had any idea it had happened Reviewed on: 7th April 2026
Michelle s's avatar
Michelle s

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