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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98934 reviews)

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4.90

Based on 98,934 reviews, last reviewed 6th May 2026

2220800% increase in 5 star reviews

in the past 90 days

6250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Been using PayPal Credit and it’s been really convenient so far. The application was quick, and having the flexibility to spread payments or pay later... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98934)

Very easy to use, and takes the stress out of a purc...

Very easy to use, and takes the stress out of a purchase when I know I can structure it later if I need to. Reviewed on: 7th April 2026

Great experience using Paypal.

Great experience using Paypal. easy to use no issues. everything is consistent and as expected. No trickery just simple and easy to use. Reviewed on: 7th April 2026

Good payer protection, quick resolution of casess

usually good payer protection and quick resolution of cases if any issues arise. Does take a little while for all transactions to clear (both in terms of purchases and payments) Reviewed on: 7th April 2026

Great service really quick and hardly if any charge,s .

Great service really quick and hardly if any charge,s .and most of all very safe and secure. Reviewed on: 7th April 2026

I always use PayPal for my tansactions.

I always use PayPal for my tansactions. Their safety system agains scammers is phenomenal, there have been a few times where I have had to report fraudulent activity and it has been resolved straight away with the help of friendly and informative staff. PayPal is easy to use, it provides quick and simple payment options. PayPal credit is also an amazing option and fair with a decent interest rate. Reviewed on: 7th April 2026

convenient credit options

The credit facilities offer good choices and no interest options which is highly useful for the type items I tend to purchase. If ever I have had cause to call or message regarding an issue I have been able to get a clear prompt response and am very happy with the customer services in general. I use the PayPal credit regularly. Reviewed on: 7th April 2026

I like paypal and paypal credit.

I like paypal and paypal credit. The interest rate is good. And i feel its more secure when paying new vendors Reviewed on: 7th April 2026

Easy to pay back, informative & send emails and/or n...

Easy to pay back, informative & send emails and/or notifications with reminders Reviewed on: 7th April 2026

I like it when you can spread the cost of your purch...

I like it when you can spread the cost of your purchase . The new card points system is a great idea . Safety of your debit and credit cards. Donations to charity when you make a purchase . PayPal credit if you need to spread your purchase. Reviewed on: 7th April 2026

really good experience with PayPal credit .

really good experience with PayPal credit . application process was straightforward and i was able to start using it almost immediately. what I appreciate most is the flexibility it offers. Reviewed on: 7th April 2026

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