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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732464702165429114 (144760 reviews)

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4.73

Based on 144,750 reviews, last reviewed 23rd Jun 2026

4317200% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144760)

Better than a credit card !

I was delighted when offered a £50 discount for my initial use of PayPal credit. My following transaction was for expensive flights and the 4 months 'interest free' made my budgeting so much easier. Reviewed on: 8th May 2026

Great customer service.

Great customer service. Great account facilities Reviewed on: 8th May 2026

Rewards with Paypal

Love the rewards with Paypal+. A very easy system that helps make funds go a little further. Reviewed on: 8th May 2026

Interest Free Financial Option

Gives me good finance option including a interest free option. Reviewed on: 8th May 2026

Fast and easy to use

Easy setup, simple payments, and very convenient for online purchases. Happy with the service so far. Reviewed on: 8th May 2026

Been using for more than a decade and I have never h...

Been using for more than a decade and I have never had any issues. PayPal is always my go to pay choice. I try and avoid paying if PayPal isn't supported. Reviewed on: 8th May 2026

So flexible and good choice of ways to pay

So flexible and good choice of ways to pay Reviewed on: 8th May 2026

Thank goodness for PayPal Credit

I find pay pal credit simple to navigate with clear information on amount available to use, repayment options with communications received by email. Pay in 3 is great for mid range expenses and no surprises or forgetting with reminders sent for when payments are due. PayPal has helped me purchase essential items and pay for these in a reasonable and affordable manner. Reviewed on: 8th May 2026

My last experience with Costner service’s was bad:)

My last experience with Costner service’s was bad:) Reviewed on: 8th May 2026

Whenever i was short on money and i needed something...

Whenever i was short on money and i needed something to allow me to split payments or use the credit and pay it back later, paypal has always provided me with that so I appreciate their work. Reviewed on: 8th May 2026

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