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PayPal: PayPal Credit reviews

4.90
Based on 98,698 reviews, last reviewed 6th May 2026
2210150% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

----------------------------------------------- ----------------------------------------------- Reviewed on: 6th May 2026
Yarzaal's avatar
Yarzaal

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98698)

Easy fast and trustable !

5
Easy fast and trustable ! Great assistance and accepted everywhere . Reviewed on: 7th April 2026

Always there when I need it the most and for emergen...

5
Always there when I need it the most and for emergencies when they arise Reviewed on: 7th April 2026

Always helpful and there when required

5
Always helpful and there when required Reviewed on: 7th April 2026

Really good.

5
Really good. Quick to resolve any concerns with third party providers, and easy to contact for any account queries. Reviewed on: 7th April 2026

Fas and safe

5
Easily the fastest and safest way to pay for anything Reviewed on: 7th April 2026

Outstanding service

5
Excellent service providing flexibility at very competitive rates. Very easy service to use along with outstanding customer service Reviewed on: 7th April 2026

Very helpful always answering questions

4
Very helpful always answering questions Reviewed on: 7th April 2026

PAyPal credit is really easy to use in the online bu...

5
PAyPal credit is really easy to use in the online buying flow. I use it spread costs of certain items. Reviewed on: 7th April 2026

Never had a problem with them in all the years I hav...

5
Never had a problem with them in all the years I have used them Reviewed on: 7th April 2026

The 0% for 4 months is a great feature

5
The 0% for 4 months is a great feature Reviewed on: 7th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review