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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179515 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179515)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They were not able to change dates of direct debits...

They were not able to change dates of direct debits to the date I wanted Reviewed on: 10th July 2026

It’s always extremely difficult to progress a compla...

It’s always extremely difficult to progress a complaint or payment issue Reviewed on: 10th July 2026

I've used paypal for years and have very rarely had...

I've used paypal for years and have very rarely had a bad experience. I feel very safe using it at checkouts and would recommend it. Reviewed on: 10th July 2026

PayPal saved Christmas

PayPal have saved me on more the one occasion, seeing items you need or even want but aint the full funds for it..PayPal helps by either spreading the cost or paying for it ... then I can pay bag without hassle, so my home and children will never be without... thanks PayPal ! Reviewed on: 10th July 2026

PayPal credit is easy and convenient

PayPal credit is easy to use and even better now that it comes with a credit card option. Reviewed on: 10th July 2026

Easy to use and setup so no hassle.

Easy to use and setup so no hassle. Great setup. Reviewed on: 10th July 2026

Very good for juggling financesfntbly...

Very good for juggling finances waiting for monthly income. Reviewed on: 10th July 2026

Very straightforward and simple, great experience.

Very straightforward and simple, great experience. Reviewed on: 10th July 2026

More confidence

Love using PayPal especially when is a new retailer that I haven't used before. Reviewed on: 10th July 2026

Very convenient and customer focused

Very convenient and customer focused Reviewed on: 10th July 2026

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