Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,238 reviews, last reviewed 7th May 2026
2280200% increase in 5 star reviews
in the past 90 days
6550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ive used paypal for many years and im very happy usi... Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026
Craig h's avatar
Craig h

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026
Informer's avatar
Informer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100238)

Its very secure to use and reliable

5
Its very secure to use and reliable Reviewed on: 7th April 2026

Reliability and Secured Payment

5
Easy to contact consumer services. Excellent in resoving issues. Relaibility and assurances when paying with paypal. Reviewed on: 7th April 2026

its very convenient to use

5
its very convenient to use ,particularly near to the end of the month ,when you need something and the funds are a bit low until payday Reviewed on: 7th April 2026

Great service

5
Able to spread the cost over time with no interest is very useful & efficient Reviewed on: 7th April 2026

No hidden small print

5
So easy to contact and everything is at your ginger tips. A relaxed experience Reviewed on: 7th April 2026

Been with PayPal for what seems like forever.

5
Been with PayPal for what seems like forever. Always feel safe when purchasing anything with PayPal as they are a credible company with great customer support Reviewed on: 7th April 2026

PayPal simply the best

5
Had PayPal for the last five years and it has been great, always there for me when I need it Reviewed on: 7th April 2026

Paypal credit is a safe and convenient way to pay fo...

5
Paypal credit is a safe and convenient way to pay for goods and services worldwide. Reviewed on: 7th April 2026

Fantastic,quick and safe way to pay

5
Fantastic,quick and safe way to pay Reviewed on: 7th April 2026

Excelent help and payment plans and credit always th...

5
Excelent help and payment plans and credit always there when needed which is a great help Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 47137 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 79 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3707 reviews
    PayPal
    View all products