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PayPal: PayPal Credit reviews

4.90
Based on 100,244 reviews, last reviewed 7th May 2026
2280500% increase in 5 star reviews
in the past 90 days
6550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026
Mike B's avatar
Mike B

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026
Informer's avatar
Informer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100244)

No hidden small print

5
So easy to contact and everything is at your ginger tips. A relaxed experience Reviewed on: 7th April 2026

Been with PayPal for what seems like forever.

5
Been with PayPal for what seems like forever. Always feel safe when purchasing anything with PayPal as they are a credible company with great customer support Reviewed on: 7th April 2026

PayPal simply the best

5
Had PayPal for the last five years and it has been great, always there for me when I need it Reviewed on: 7th April 2026

Paypal credit is a safe and convenient way to pay fo...

5
Paypal credit is a safe and convenient way to pay for goods and services worldwide. Reviewed on: 7th April 2026

Fantastic,quick and safe way to pay

5
Fantastic,quick and safe way to pay Reviewed on: 7th April 2026

Excelent help and payment plans and credit always th...

5
Excelent help and payment plans and credit always there when needed which is a great help Reviewed on: 7th April 2026

Really flexible options.

5
Really flexible options. Also customer service people are great. Reviewed on: 7th April 2026

Quick and easy to use.

5
Quick and easy to use. Very convenient. Reviewed on: 7th April 2026

Fantastic

5
Great options for paying via Credit. The only thing that would make it better is if all stores accepted PayPal! Reviewed on: 7th April 2026

Integration into websites and devices now makes PayP...

5
Integration into websites and devices now makes PayPal even easier to use. Use of 2FA gives me complete confidence and the new debit card offerings seems like a great step forward that I will definitely e looking into. Reviewed on: 7th April 2026

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