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PayPal: PayPal Credit reviews

4.90
Based on 100,256 reviews, last reviewed 7th May 2026
2281050% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great They are really good value .easy to use and apply for Reviewed on: 7th May 2026
Adam C's avatar
Adam C

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100256)

its very convenient to use

5
its very convenient to use ,particularly near to the end of the month ,when you need something and the funds are a bit low until payday Reviewed on: 7th April 2026

Great service

5
Able to spread the cost over time with no interest is very useful & efficient Reviewed on: 7th April 2026

No hidden small print

5
So easy to contact and everything is at your ginger tips. A relaxed experience Reviewed on: 7th April 2026

Been with PayPal for what seems like forever.

5
Been with PayPal for what seems like forever. Always feel safe when purchasing anything with PayPal as they are a credible company with great customer support Reviewed on: 7th April 2026

PayPal simply the best

5
Had PayPal for the last five years and it has been great, always there for me when I need it Reviewed on: 7th April 2026

Paypal credit is a safe and convenient way to pay fo...

5
Paypal credit is a safe and convenient way to pay for goods and services worldwide. Reviewed on: 7th April 2026

Fantastic,quick and safe way to pay

5
Fantastic,quick and safe way to pay Reviewed on: 7th April 2026

Excelent help and payment plans and credit always th...

5
Excelent help and payment plans and credit always there when needed which is a great help Reviewed on: 7th April 2026

Really flexible options.

5
Really flexible options. Also customer service people are great. Reviewed on: 7th April 2026

Quick and easy to use.

5
Quick and easy to use. Very convenient. Reviewed on: 7th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review