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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145399 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145399)

Good customer service and feel safe with my money.

Good customer service and feel safe with my money. Reviewed on: 8th May 2026

Flexible and reliable service that is there when you...

Flexible and reliable service that is there when you need it Reviewed on: 8th May 2026

Fair satisfied from when I started using the PayPal

Fair satisfied from when I started using the PayPal Reviewed on: 8th May 2026

Very easy straight forward to and user friendly

Very easy straight forward to and user friendly Reviewed on: 8th May 2026

PayPal credit is so convenient to use.

PayPal credit is so convenient to use. Once your application is approved, it is available to use at any point Reviewed on: 8th May 2026

It’s just an amazing service.

It’s just an amazing service. I used it when I moved into my new house. Reviewed on: 8th May 2026

I use it monthly

I use paypal credit and it's good that I can pay monthly. When is had problems not receiving a product paypal gave me a refund. Reviewed on: 8th May 2026

Good support for my needs, easy to use app, excellen...

Good support for my needs, easy to use app, excellent communication! Thank you! Reviewed on: 8th May 2026

break period is awesome

The 4 month break before you start to repay has been a huge help at managing the credit Reviewed on: 8th May 2026

Paypal is all about the customers, not just profits...

Paypal is the only credit facility I own that feels genuinely interested in my financial wellbeing. You can tell the company is about providing real financial solutions and not just targeting my pocket as a cash making machine. Reviewed on: 8th May 2026

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