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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100278)

Easy to use. Couldn't be without

5
Easy to use. Secure logins. Options to pay no interest. I couldn't be without this service. Reviewed on: 7th April 2026
Tracey Higgins's avatar
Tracey Higgins

Love PayPal

5
Those I’ve answered neutral I’ve not used products for me to review them. Reviewed on: 7th April 2026
Antonietta P's avatar
Antonietta P

Been with PayPal for years now.

5
Been with PayPal for years now. I’ve been using PayPal credit and on the odd occasion missed the payment I have aways been able to call support and have it rectified and fees wavered . Nice to be treated with respect . Reviewed on: 7th April 2026
Matthew S's avatar
Matthew S

I alway pay with PayPal it's the only way I like to...

5
I alway pay with PayPal it's the only way I like to pay and I trusted Reviewed on: 7th April 2026
Rosaline Case's avatar
Rosaline Case

Very affordable

5
I have borrowed money from PayPal, and am paying back every month what I can afford. So everything is in my mines of affordability. PayPal is very flexible Reviewed on: 7th April 2026
Robert's avatar
Robert

Easy access.

5
Easy spread payment on line balance just phone call away from support great way to xhop Reviewed on: 7th April 2026
kenny m's avatar
kenny m

Very useful .

5
Very useful . . . very fair and reputable. I have also found PayPal Credit useful in cases when an online item has become uniquely available, I use PayPal with confidence. More reasonable, in my view, than a credit card. Reviewed on: 7th April 2026
Nicholas Dakin's avatar
Nicholas Dakin

Easy to get in contact with customer service, easy t...

5
Easy to get in contact with customer service, easy to buy online using PayPal Credit, very convenient to use PayPal when purchasing different products Reviewed on: 7th April 2026
Alin B's avatar
Alin B

A happy customer

4
PayPal has been helpful by giving opportunity to make payments in instalments. This is a great help for a customer like me. I have been with PayPal for many years and I feel happy Reviewed on: 7th April 2026
Joao P's avatar
Joao P

I couldn’t be happier with PayPal.

5
I couldn’t be happier with PayPal. My experience was perfection. Hassle free and simple. I couldn’t have asked for More. Thank you PayPal!! Reviewed on: 7th April 2026
Dave W's avatar
Dave W

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