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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100326 reviews)

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4.90

Based on 100,326 reviews, last reviewed 7th May 2026

2284500% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good option to chooce for Finance Good option to chooce for Finance Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100326)

Paypal is so easy and safe and if you have a problem...

Paypal is so easy and safe and if you have a problem they sort it out and put you at ease Reviewed on: 7th April 2026

I only had excellent services from PayPal.

I only had excellent services from PayPal. The only thing I could suggest is to make it easier to understand how you take payment and when and how different oportunities work: pay in 3, etc. I have used them but by having direct debit on as I was not able to understand how they work. Reviewed on: 7th April 2026

Great investment

Easy and safe way of processing payments. Handy to use when comes to online purchasing. Reviewed on: 7th April 2026

Great service and amazing customer service

Great service and amazing customer service Reviewed on: 7th April 2026

Love the flexibility

I love the ease of having a flexible line of credit with a provider that already has all of my information. They're also well known and reputable so I trust them Reviewed on: 7th April 2026

Paypal is my goto for payment choices.

Paypal is my goto for payment choices. Reviewed on: 7th April 2026

A great services and helpful costumer service

A great services and helpful costumer service Reviewed on: 7th April 2026

PayPal Credit is handy if you shop online a lot.

PayPal Credit is handy if you shop online a lot. It lets you spread the cost of bigger purchases, and the 0% interest offers can be great if you pay things off on time. It’s really easy to use since it’s built right into PayPal, so checkout is quick and simple. That said, the interest can be pretty high if you don’t clear the balance in time, so you need to stay on top of payments. It’s also mostly limited to places that accept PayPal. Overall, it’s useful for short-term spending, but only if you manage it carefully. Reviewed on: 7th April 2026

PayPal is a great buffer when you need some extra ca...

PayPal is a great buffer when you need some extra cash and repayments affordable Reviewed on: 7th April 2026

Paypal credit is a wonderful service that offers dis...

Paypal credit is a wonderful service that offers discounts on purchases. It's a great way to split the cost on items in an easy and efficient way, while also helping to boost your credit score! Reviewed on: 7th April 2026

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