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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145406 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145406)

Simple to use.

Simple to use. App is fantastic and clear to see transactions Reviewed on: 8th May 2026

PayPal - Excellent service and facilities

PayPal have simplified the process of acquiring credit and paying for items using their credit facility. Very easy to use and all relevant information is accessible at all times. Reviewed on: 8th May 2026

Very good and easy thing to use, never had a problem...

Very good and easy thing to use, never had a problem using PayPal credit. Very well communicated and reminders on upcoming payments. Reviewed on: 8th May 2026

It is a magnificent experience

It is a magnificent experience, I will recommend it to muy friends Reviewed on: 8th May 2026

Awesome company, have solved issues for me when ther...

Awesome company, have solved issues for me when there has been issues by looking after my money and dealing with fraud Reviewed on: 8th May 2026

Always easy to make purchases, always feels safe.

Always easy to make purchases, always feels safe. Reviewed on: 8th May 2026

Great service , always a quick smooth transaction.

Great service , always a quick smooth transaction. Reviewed on: 8th May 2026

Best app so far

Good customer service and they don't put you on hold Reviewed on: 8th May 2026

Paypal credit is insanely helpful!

Paypal credit is insanely helpful! Brilliant way of paying Reviewed on: 8th May 2026

I use PayPal for everything it’s a brilliant way to...

I use PayPal for everything it’s a brilliant way to pay online. Great customer service and safest way to pay. Been using for 10 years now and would never not use it. Can’t recommend it enough Reviewed on: 8th May 2026

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