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PayPal: PayPal Credit reviews

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4.90
Based on 100,375 reviews, last reviewed 7th May 2026
2286900% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026
Rebecca E's avatar
Rebecca E

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100375)

I have been a user of PayPal Credit for around 8 yea...

5
I have been a user of PayPal Credit for around 8 years now. They offer a variation of ways to pay using this option from pay in 3 to 0% interest if payed within a certain timeframe. Most online retailers have now adopted PayPal as a method for transaction. I believe you can now apply for a physical card that can be used within stores. Reviewed on: 7th April 2026
Ryan F's avatar
Ryan F

It’s so so easy

5
It’s so so easy to use and well displayed in the app Reviewed on: 7th April 2026
Paul 's avatar
Paul

Best retail finance online

5
Simply fantastic way to purchase stuff as long as you are sensible and not go beyond your monthly budget . It allows you to purchase stuff you may not have been affordable on one payment Reviewed on: 7th April 2026
Jane E's avatar
Jane E

Paypal credit

5
I use paypal credit to help boost my credit score Reviewed on: 7th April 2026
Freja H's avatar
Freja H

0% monthly payment

5
The 0% 4 monthly payment such a good feature. Reviewed on: 7th April 2026
Antoni D's avatar
Antoni D

I have always had a good experience with paypal even...

5
I have always had a good experience with paypal even tho the intrest can be a bit too high Reviewed on: 7th April 2026
Dale's avatar
Dale

PayPal makes online purchases easier and safer

5
I have used PayPal for more years than I care to remember. They enable me to protect my bank details and make the payment process very easy. I like the fact I can spread payments over three months if I wish making budgeting easier and saving interest. They have refunded me for a scam purchase and I appreciate the safety net. Reviewed on: 7th April 2026
Judith C's avatar
Judith C

What I value the most is the save process of the pay...

5
What I value the most is the save process of the payments. Reviewed on: 7th April 2026
Jiri F's avatar
Jiri F

Excellent Service

5
I have never had anything but a positive experience using Paypal Reviewed on: 7th April 2026
GC's avatar
GC

No fuss and I’ve been using PayPal for years.

5
No fuss and I’ve been using PayPal for years. Reviewed on: 7th April 2026
Andrew B's avatar
Andrew B

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