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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145409 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145409)

Best app so far

Good customer service and they don't put you on hold Reviewed on: 8th May 2026

Paypal credit is insanely helpful!

Paypal credit is insanely helpful! Brilliant way of paying Reviewed on: 8th May 2026

I use PayPal for everything it’s a brilliant way to...

I use PayPal for everything it’s a brilliant way to pay online. Great customer service and safest way to pay. Been using for 10 years now and would never not use it. Can’t recommend it enough Reviewed on: 8th May 2026

Love the service and credit terms

Love the service and credit terms Reviewed on: 8th May 2026

Easy to use and easy to follow, never had any issues...

Easy to use and easy to follow, never had any issues with the services provided Reviewed on: 8th May 2026

Credit works well and pay in 3 is really handy as we...

Credit works well and pay in 3 is really handy as well as interest free promos. Would be nice to be able to make individual payments specifically to interest free items as doesn't appear to be an option Reviewed on: 8th May 2026

Never had issues with PayPal it's my go to for onli...

Never had issues with PayPal it's my go to for online purchases Reviewed on: 8th May 2026

Very easy to use and good 0% offers

Very easy to use and good 0% offers Reviewed on: 8th May 2026

Never had an issue with PayPal.

Never had an issue with PayPal. Always offers a good solution. Reviewed on: 8th May 2026

It easy and secure.

It easy and secure. Not too hard to use web or phone app. Reviewed on: 8th May 2026

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