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PayPal: PayPal Credit reviews

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4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101200)

PayPal is very convenient way of paying

5
PayPal is very convenient way of paying Reviewed on: 8th April 2026
John M's avatar
John M

Clear comms with PayPal

4
PayPal provides clear communications. Not the easiest way to manage credit limits but I like the % free period that is offered on purchases over £99. Reviewed on: 8th April 2026
Kwabena 's avatar
Kwabena

Easy and efficient

5
The use of PayPal credit has made my life so much easier and now they have a virtual and real card to go with this I am happy to use this service. The app is also easy to use and pay off. I don't have many credit services but PayPal os one of them and has been for a long time Reviewed on: 8th April 2026
Rose deNegri's avatar
Rose deNegri

Brillaint, Always 0% offers allowing you to spread t...

5
Brillaint, Always 0% offers allowing you to spread the costs easily! Reviewed on: 8th April 2026
BenM's avatar
BenM

Quick & Easy

5
Quick & Easy no stress dial there is a person on the Other end Of the phone hard to discover these days. Reviewed on: 8th April 2026
Horice's avatar
Horice

Awesome service- wouldn’t go anywhere else

5
Awesome service- wouldn’t go anywhere else Reviewed on: 8th April 2026
Emma B's avatar
Emma B

I have been using Paypal over 15yrs now, I first sta...

5
I have been using Paypal over 15yrs now, I first started using it for my online business. Its very user friendly and very good if you need paypal credit. Reviewed on: 8th April 2026
Fatema B's avatar
Fatema B

I am a huge fan of the PayPal credit for it's simple...

5
I am a huge fan of the PayPal credit for it's simple and useable process. Also I am hugely favourable to the digital credit card Reviewed on: 8th April 2026
Harry Roworth's avatar
Harry Roworth

PayPal credit has been fantastic.

5
PayPal credit has been fantastic. I love the Buy Now and pay in 4 instalments. Just so easy to use. Reviewed on: 8th April 2026
Jonathan S's avatar
Jonathan S

I have used PayPal for many years

5
I have used PayPal for many years and have found it to be both easy and safe to use , plus with the 4 months interest free credit it’s a no brainer. I would highly recommend them Reviewed on: 8th April 2026
Frederick H's avatar
Frederick H

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