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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101252 reviews)

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4.90

Based on 101,252 reviews, last reviewed 7th May 2026

2327100% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

excellent ,no problems quick, and satisfying. excellent ,no problems quick, and satisfying. Reviewed on: 7th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101252)

Ease of use, confidence in PayPal, confidence in ref...

Ease of use, confidence in PayPal, confidence in refunds for non delivery, etc. Services offered and provided. Terms and Conditions are Reasonable. Reviewed on: 8th April 2026

Never had any issues using Paypal.

Never had any issues using Paypal. Extended credit can sometimes be convenient for cash flow. Reviewed on: 8th April 2026

Wouldn’t be without PayPal ...

Wouldn’t be without PayPal it’s easy to keep control of your spending and easy to pay back Reviewed on: 8th April 2026

I honestly just wanted to share my experience with P...

I honestly just wanted to share my experience with PayPal because it’s been so easy to use I’ve been using it for a while now and it just makes everything feel so much more secure — especially when sending or receiving money. Everything is quick, simple, and I always feel protected with my payments. On a couple of occasions where I needed support, it was sorted way quicker than I expected which made such a difference. It just takes the stress out of things knowing there’s that extra layer of security there. If you’re not already using it, I definitely recommend — it’s made things so much smoother for me Reviewed on: 8th April 2026

Very good

Very good experience and customer service Reviewed on: 8th April 2026

PayPal Credit does the job!

PayPal is simple to use and for some purchases PayPal Credit is perfect. Reviewed on: 8th April 2026

Always helpful and helps spread payments easy to use...

Always helpful and helps spread payments easy to use and always able to contact someone when I have had issues no complaints Reviewed on: 8th April 2026

Wouldn't use anything else

Have been with PayPal for many years and recommended to family. Safest, easiest, and most trustworthy way to pay. Reviewed on: 8th April 2026

Easy convenient service

Very easy to use & convenient to pay and for everything Reviewed on: 8th April 2026

Very helpful interest free options.

Like PayPal options for pay in 3 interest free or PayPal credit with zero interest for 4 months. Really helpful when you want to spread the cost but not want to involve yourself in interest. Reviewed on: 8th April 2026

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