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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,306 reviews, last reviewed 8th May 2026
2329700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I excellent I could call PayPal customer service anytime and I get all the help I need. Reviewed on: 8th May 2026
zakia Osman's avatar
zakia Osman

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101306)

Love PayPal

5
PayPal is just so easy to use and reliable. I trust my money is safe. I like PayPal pay in 3 to break up a large cost without incurring interest. Reviewed on: 8th April 2026
Kelly's avatar
Kelly

Outstanding

5
Simple to use and I always know that PayPal have my back Reviewed on: 8th April 2026
Kevin F's avatar
Kevin F

Moving house is strenuous, as is funds for leaving/r...

5
Moving house is strenuous, as is funds for leaving/relocating/decorating, and PayPal Credit came to the rescue. Their no fuss review made it simple and I was able to use it right away, leaving us with one less thing to worry about. Reviewed on: 8th April 2026
Stephen C's avatar
Stephen C

Clear and good service

5
Very easy to use and would recommend! Reviewed on: 8th April 2026
Joyce S's avatar
Joyce S

It's handy if we are using it wisely.

3
It's handy if we are using it wisely. Reviewed on: 8th April 2026
JR's avatar
JR

Never had any issues with credit at all I would high...

5
Never had any issues with credit at all I would highly recommend it Reviewed on: 8th April 2026
Nigel T's avatar
Nigel T

My experience with PayPal as a customer. .

5
My experience with PayPal has been. They are ready to listen and help necessary. I always get my problem solved the same day. On occasion when funds have been taken from my account, they are ready to solve it with the 3rd party. Their customer service has been great. Keep it up. Reviewed on: 8th April 2026
SNOKOWA 's avatar
SNOKOWA

PayPal is my go-to credit option

5
I have been using PayPal since it was created. I have always chose the option to use PayPal for certain purchases, mainly for safety and security reasons. Plus now, the option to pay in installments. PayPal is my go to choice over other credit pay. Reviewed on: 8th April 2026
Susan R's avatar
Susan R

Paypal makes life easier

5
Being on a tight budget makes it harder to buy large items without saving before hand or borrowing money but with PayPal I can either break down payments into 3 chunks or pay it back at my convenience without breaking the bank. I can buy what I need and spread the payments without paying stupid amounts if interest. I love it! Reviewed on: 8th April 2026
Sarah Bevan's avatar
Sarah Bevan

Couldn’t be happier with service provided

5
Couldn’t be happier with service provided Reviewed on: 8th April 2026
Ria Berry's avatar
Ria Berry

Review PayPal: PayPal Credit now

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