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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,336 reviews, last reviewed 8th May 2026
2330950% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal and paypal plus easy way to earn cashback Using a PayPal debit card is such an easy way to build up PayPal plus points. Getting points everytime I use it on anything and I get points. Unlike ... Read more Reviewed on: 8th May 2026
BA's avatar
BA

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101336)

Paypal credit.

5
Very easy to use,and ability to spread payments over 4 months is very usefull.,enables me to buy the item I want as opposed to settling for the budget version.this particularly for expensive hobby items. Reviewed on: 8th April 2026
Graham h's avatar
Graham h

There when needed in an emergency.

5
There when needed in an emergency. Always good service when things fail or faulty goods purchased Reviewed on: 8th April 2026
Danny gibson's avatar
Danny gibson

Great service.

5
Great service. I have used it for many years. Reviewed on: 8th April 2026
AinhoaE's avatar
AinhoaE

Very easy to use no issues at all great service espe...

5
Very easy to use no issues at all great service especially between pays customer service polite and efficient Reviewed on: 8th April 2026
Sharon G's avatar
Sharon G

It's flawless

5
It's flawless and security rigid across All paying platforms I have used it. I recommend everyone to give a go and they won't regret it. Reviewed on: 8th April 2026
Wealthylifestyle's avatar
Wealthylifestyle

Super easy to set up and manage via the app

5
Super easy to set up and manage via the app Reviewed on: 8th April 2026
Eric's avatar
Eric

I've had bad and good service from PayPal but overal...

4
I've had bad and good service from PayPal but overall I'm happy to use this service especially for larger purchases which I can pay off overtime without interest. The exchange rates are not great but I try to view that difference as commission for paying in installments. Reviewed on: 8th April 2026
Nadia St's avatar
Nadia St

Super and easy and the pay in 3 really helps give my...

5
Super and easy and the pay in 3 really helps give my finances Reviewed on: 8th April 2026
Martin A's avatar
Martin A

Always handy when you're in a pickle

5
Always handy when you're in a pickle Reviewed on: 8th April 2026
Loopy's avatar
Loopy

Never had any issues with PayPal and Customer servic...

5
Never had any issues with PayPal and Customer service has always been great. Reviewed on: 8th April 2026
Nyaradzo P's avatar
Nyaradzo P

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