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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145621)

No issues :)

5
I've been using PayPal for years, and have had no issues with it. With regards to PayPal Credit, I found it easy to set up, and even easier to maintain. I never have to worry about whether or not my PayPal Credit payment will work, because it always goes through seamlessly. Reviewed on: 8th May 2026

Excellent seamless services.

5
I haven’t had to speak with customer services so I can’t comment, however, I have found more recently, many sites offer other payment options such as Klarna and not PayPal, where I would prefer to use PayPal but can’t. Reviewed on: 8th May 2026

Easy to use and understand , first class service

5
Easy to use and understand , first class service Reviewed on: 8th May 2026

Love their pay in three offers and PayPal credit off...

5
Love their pay in three offers and PayPal credit offers like 0% for 48 months. That is the most amazing thing. Reviewed on: 8th May 2026

Quick and easy

4
Quick transfers and creation of accounts. Also easy to use and have good communication with users. Reviewed on: 8th May 2026

it is always good and safe.

5
it is always good and safe. fast rleiable never a worry Reviewed on: 8th May 2026

Great service.

5
PayPal makes everyday purchases easy, hassle free. Great service overall. Reviewed on: 8th May 2026

Great product

5
Very easy to use, accepted most places Reviewed on: 8th May 2026

I’ve had a very good experience.

5
I’ve had a very good experience. It makes payment easier and secure. It offers an option for credit. Reviewed on: 8th May 2026

Fabulous

5
It’s a fabulous way for paying for items Reviewed on: 8th May 2026

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