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PayPal: PayPal Credit reviews

4.90
Based on 101,344 reviews, last reviewed 8th May 2026
2331350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good job paypal I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection... Read more Reviewed on: 8th May 2026
Tom B's avatar
Tom B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101344)

Great service.

5
Great service. I have used it for many years. Reviewed on: 8th April 2026

Very easy to use no issues at all great service espe...

5
Very easy to use no issues at all great service especially between pays customer service polite and efficient Reviewed on: 8th April 2026

It's flawless

5
It's flawless and security rigid across All paying platforms I have used it. I recommend everyone to give a go and they won't regret it. Reviewed on: 8th April 2026

Super easy to set up and manage via the app

5
Super easy to set up and manage via the app Reviewed on: 8th April 2026

I've had bad and good service from PayPal but overal...

4
I've had bad and good service from PayPal but overall I'm happy to use this service especially for larger purchases which I can pay off overtime without interest. The exchange rates are not great but I try to view that difference as commission for paying in installments. Reviewed on: 8th April 2026

Super and easy and the pay in 3 really helps give my...

5
Super and easy and the pay in 3 really helps give my finances Reviewed on: 8th April 2026

Always handy when you're in a pickle

5
Always handy when you're in a pickle Reviewed on: 8th April 2026

Never had any issues with PayPal and Customer servic...

5
Never had any issues with PayPal and Customer service has always been great. Reviewed on: 8th April 2026

Its always handy and easy to use

5
Its always handy and easy to use Reviewed on: 8th April 2026

Never had any issues with PayPal in the years I’ve b...

5
Never had any issues with PayPal in the years I’ve been using them. Can be used over multiple retailers Reviewed on: 8th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review