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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145631 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145631)

Amazing service and ease of credit.

Amazing service and ease of credit. Reviewed on: 8th May 2026

It has been really helpful

Since I started using PayPal many years ago I never had an issue. It helped me many time on my financial journey as well. It allowed me flexibility when purchasing and allowed me to spread costs. It has also improved my credit score! My secret is that I use it as a credit card in a way, I make sure I can afford monthly payments on anything I buy and that the items I get are strictly needed. This way I can spread my cost, afford the purchase and improve my credit score. Reviewed on: 8th May 2026

4 star for paypal

PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and checking out seamless across almost all platforms. It is highly reliable for daily purchases, which keeps me coming back despite occasional high fees. While customer service can be slow, the overall convenience outweighs the downsides for personal use. Reviewed on: 8th May 2026

Paypal everybody's pal

I've been with paypal for over 10yrs and I can honestly say I've never had a problem yet.They are so easy to contact and go out there way to help you as much as they can.There paypal 3 in 1 is an amazing idea as it helps people to shop and not worry about paying in full right away.And they always contact you weeks before your second payment is due. Reviewed on: 8th May 2026

The fact you can spread payments with 0% interest is...

The fact you can spread payments with 0% interest is so good Reviewed on: 8th May 2026

Paypal is a great service to use and helps with spre...

Paypal is a great service to use and helps with spreading costs. The app is so easy to use and super straightforward Reviewed on: 8th May 2026

Trusted Credit Provider

Having used and trusted PayPal for years now, PayPal Credit was a very obvious choice when needed. Easy to set up and no hidden clauses. Reviewed on: 8th May 2026

Straightforward

I've used PayPal for many years and it is the most straightforward service. I have used it for large purchases, regular subscription payments, or sending money to friends. It works perfectly every time. Reviewed on: 8th May 2026

Always kept upto date.

Always kept upto date. Secure site. Customer care good. Always at hand for transactions or credit. Varied credit offers. Reviewed on: 8th May 2026

I have full confidence in Paypal !

PayPal is so reliable it is just given that all payments and processes will go well as I have full confidence in it. Reviewed on: 8th May 2026

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