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PayPal: PayPal Credit reviews

4.90
Based on 101,995 reviews, last reviewed 8th May 2026
2360750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026
David E's avatar
David E

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101995)

Very helpful in special when you need yo buy somethi...

5
Very helpful in special when you need yo buy something and spread the cost over the month Reviewed on: 9th April 2026

I’ve been using PayPal for ages now and I absolutely...

5
I’ve been using PayPal for ages now and I absolutely love it, it is so easy and simple to use Reviewed on: 9th April 2026

Good facility, but complicated to contact them

3
Almost impossible to contact anyone in the event of a query Reviewed on: 9th April 2026

I have been a customer to paypal for a long time now...

5
I have been a customer to paypal for a long time now and they are dependable and very helpful. Reviewed on: 9th April 2026

Amazing fast and reliable

5
PayPal credit is simple and easy to use, it’s been an absolute life saver to me Reviewed on: 9th April 2026

Buying was never easier, one click to spread the cos...

5
Buying was never easier, one click to spread the costs over 24 months Reviewed on: 9th April 2026

Using PayPal credit has been clear to.

4
Using PayPal credit has been clear to. Understand quick and simple. Low interest rate and high communication of how my account is standing now. Reviewed on: 9th April 2026

Nothing bad to report..

5
Nothing bad to report as long as you can manage credit and make repayments then use PayPal Reviewed on: 9th April 2026

Easy to use.

5
Easy to use. Excellent communication Reviewed on: 9th April 2026

I'm team PayPal all the way

5
After years of use, I have never had a single issue with PayPal credit and the interest free deals they have are excellent. I would never waste my time going with a standard bank when I have my PayPal credit card. Thanks PayPal Reviewed on: 9th April 2026

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