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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145700)

Great Quick No Delay in transactions

5
Great Quick No Delay in transactions Reviewed on: 8th May 2026

I have used it for shopping and online transactions...

5
I have used it for shopping and online transactions like sending money to family and friends Reviewed on: 8th May 2026

No quibble, just action

5
I have always been very happy with the problem resolution to any issue I've have had with retailers and airlines. Reviewed on: 8th May 2026

I can trust and rely on PayPal for all my...

5
I can trust and rely on PayPal for all my transactions Reviewed on: 8th May 2026

Excellent transaction experience.

5
Excellent transaction experience. Reviewed on: 8th May 2026

Quick set up and very clearly set out what needs to...

5
Quick set up and very clearly set out what needs to pay by which date Reviewed on: 8th May 2026

Great service

5
PayPal has helped to build a good credit history, easy to use, affordable monthly payments. Thank you Reviewed on: 8th May 2026

Excellent

5
Wow! What an incredible service that PayPal offer. The launch of the PayPal plus is excellent, I have already cashed out £30 in just a few weeks. Reviewed on: 8th May 2026

So far so good simple and easy to use

5
So far so good simple and easy to use Reviewed on: 8th May 2026

Fabulous services, extremely helpful

5
Fabulous services, extremely helpful Reviewed on: 8th May 2026

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