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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102053 reviews)

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4.90

Based on 102,053 reviews, last reviewed 8th May 2026

2363600% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to understand and use The system is very Easy to understand and use. Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102053)

I've never had an issue with PayPal service. S stars!

I've never had an issue with PayPal service. S stars! Easy to use service, most companies accept PayPal, now with the points system it's giving more and increasing my use of PayPal. Reviewed on: 9th April 2026

I have used Paypal for many many years and have alwa...

I have used Paypal for many many years and have always found them to be fair, accomodating and easy to use. Reviewed on: 9th April 2026

Transaction are quick with no hassles.

Transaction are quick with no hassles.Monthly payments can be control by you Reviewed on: 9th April 2026

I really had a very excellent service

I really had a very excellent service Reviewed on: 9th April 2026

PayPal is great

I’ve never had any problems whist being with PayPal. Recently got PayPal credit and it’s serving me well! I also love the point they have included, I think it’s a fun thing to encourage others. Reviewed on: 9th April 2026

Great discounts available.

Great discounts available. Good v Reviewed on: 9th April 2026

Simple fast and easy to use

Simple fast and easy to use, wish they started this sooner ! Reviewed on: 9th April 2026

I use PayPal multiple times a week

I use PayPal multiple times a week. Overall, they provide an excellent service. I am an active user of PayPal credit as well as paying through my bank, debit and credit card. I like having the option to split my larger payments over 4 months, and to easily make partial payments in addition to my monthly payments. What lets PayPal down is the complexity of the process to lodge an issue with them. Often the page times out meaning all data is lost. It's difficult to locate the functionality to lodge the case, and the pre-specified options throughout the form don't always meet needs. Additionally, the send a link option to request payment doesn't seem to allow for fee-free friends and family payments. The couple of times I have used it to get payment from a friend I have received less than the requested amount due to fees. Rather frustrating and unfair given it's not a business payment. Reviewed on: 9th April 2026

Payment always bounces

Ive set up direct debits and made manual payments but it always bounces. Hate that the money doesnt come out there and then, its always days later. Reviewed on: 9th April 2026

Easy to use and variety of payment options available.

Easy to use and variety of payment options available. User friendly app and can send and money instantly. Reviewed on: 9th April 2026

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