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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102104 reviews)

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4.90

Based on 102,104 reviews, last reviewed 8th May 2026

2366000% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service, prompt reply, good products on of... Excellent service, prompt reply, good products on offer, good schemes Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102104)

Extremely happy with all available services and perk...

Extremely happy with all available services and perks of PayPal credit Reviewed on: 9th April 2026

Love the pay in three and 4 months 0% offer rate on...

Love the pay in three and 4 months 0% offer rate on bigger transactions. Why don’t other credit cards etc offer this. PayPal is my preference now. Reviewed on: 9th April 2026

Easy to use

I have used it and find it simple and easy to use Reviewed on: 9th April 2026

No fuss, easy transactions .

No fuss, easy transactions . Safe and reliable as well. Reviewed on: 9th April 2026

Great service

Very easy to use and most people accept it Reviewed on: 9th April 2026

Absolutely brilliant all round service.

Absolutely brilliant all round service. So easy to use. So convenient Reviewed on: 9th April 2026

Gives me a breather for a month or so

Gives me a breather for a month or so Reviewed on: 9th April 2026

Paying using PayPal credit has been a seamless exper...

Paying using PayPal credit has been a seamless experience and I use the service regularly. I find it simple to understand and easy to use. Reviewed on: 9th April 2026

It’s been good so far with paypal

It’s been good so far with paypal Reviewed on: 9th April 2026

PayPal made easy

Easy to apply and to use. Quick to check balance and pay Reviewed on: 9th April 2026

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