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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102152 reviews)

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4.90

Based on 102,152 reviews, last reviewed 8th May 2026

2368150% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All amazing!No comment All amazing!I love Paypal and I can't stop use it. Reviewed on: 8th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102152)

Really positive.

Really positive. Easy to open and use Reviewed on: 9th April 2026

Only gets you into more debt when you do make paymen...

Only gets you into more debt when you do make payments, the money isnt paid immediately, 3-5 days later Reviewed on: 9th April 2026

they offer a great range of services

they offer a great range of services in an easy to manage pacxkage as well as security. Reviewed on: 9th April 2026

Credit can be complex when there are different sched...

Credit can be complex when there are different schedules. PayPal's ability to join up multiple sources is great though Reviewed on: 9th April 2026

My experience with Pay in 3.

My experience with Pay in 3. The setup is incredibly fast, and the app makes it easy to track exactly when payments are due. It feels much safer and more transparent than traditional credit options. Reviewed on: 9th April 2026

Very happy with the ease of use, excellent app to ma...

Very happy with the ease of use, excellent app to manage your account. Reviewed on: 9th April 2026

No problems other than credit warnings

No problems. I haven’t had a bad experience since I started although it would be better to be given a little bit more warning about credit payments coming up as before I was charged without my knowledge as I didn’t receive enough warning. Reviewed on: 9th April 2026

Quite good for cancelling

Quite good for cancelling unwanted pre purchase transactions Reviewed on: 9th April 2026

Great experience.

Great experience. No need to fuss on any issue Reviewed on: 9th April 2026

Easy to access service, easy direct debit scheme.

Easy to access service, easy direct debit scheme. Reviewed on: 9th April 2026

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