Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145717)

PayPal credit is great!

PayPal credit has allowed me to have some financial freedom and the payments back an affordable. Use this payment method for security purposes too if I’m unsure about the website I’m buying from. I know PayPal will have my back if anything goes wrong. Reviewed on: 8th May 2026

Always useful to have and easy to use

Always useful to have and easy to use Reviewed on: 8th May 2026

Marvelous 'Pay in 3!!'

I use Paypal 'Pay in 3' a lot to make larger purchases, if this was not available I would not be able to afford these items in a one off puchase. I think it is a fantastic service to offer, and with no interest attached Reviewed on: 8th May 2026

Previously lesser websites to us

Previously lesser websites to us Reviewed on: 8th May 2026

Excellent.

Excellent. Easy to use. Reliable and trustworthy Reviewed on: 8th May 2026

Great service and quick way to pay.

Great service and quick way to pay. Reviewed on: 8th May 2026

Highly recommend Paypal

Paypal is so easy to use and security is very good. So many retailers now accepting paypal means I can spread payment costs and afford to get products I would otherwise be unable to afford. Has been really useful during house renovations but also on the unexpected costs, recently used to spread the cost of expensive car tyres. An essential saftey product for my car that I could afford to get better quality of, by spreading payments across months rather than struggling to pay in one. Reviewed on: 8th May 2026

PayPal is very safe and secure to use

PayPal is very safe and secure to use Reviewed on: 8th May 2026

Secure and trustworthy when shopping online

Been with paypal since they first started and never had any issues with any online purchases via their services Totally trustworthy and secure imo Reviewed on: 8th May 2026

I’m using PayPal for a years and I’m Very happy with...

I’m using PayPal for a years and I’m Very happy with the app Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77246 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub