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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102231)

An older persons feelings to using PayPal

5
I’m 75 yrs old and I find PayPal sensible and straightforward to follow .Also I feel very secure using it. Reviewed on: 10th April 2026
Carol D's avatar
Carol D

Excellent, no complaints!

5
Excellent, no complaints! I have used Paypal from being a teenager and now I am an adult Paypal Credit has given me the flexibilty I need for lifes big spends. Reviewed on: 10th April 2026
Amy's avatar
Amy

I’ve always been Court me and friendly the customer...

5
I’ve always been Court me and friendly the customer service problems resolved easily and within the minutes on the chat of the app Reviewed on: 10th April 2026
Maddison MacLeod's avatar
Maddison MacLeod

The 0% for 4 months is the best.

5
The 0% for 4 months is the best. I've been using paypal for bigger buys or family gifts, now that they got the proper physical credit card makes it even better. The app is easy to use and very intuitive. Overall a very happy customer. Reviewed on: 10th April 2026
ST's avatar
ST

It’s easy to use and offers a long interest free per...

5
It’s easy to use and offers a long interest free period which is helpful for larger purchases. It’s also easy to see your balance and manage your repayments, which is helpful to manage your money. Reviewed on: 10th April 2026
Genevieve R's avatar
Genevieve R

PayPal,always there when its needed!

5
PayPal has com in handy so many times, The availability to have that flexible method of payment, has on more than one occasion saved the day ! Reviewed on: 10th April 2026
Llamareg J's avatar
Llamareg J

Pay pal usage

5
Pay pal covers all bases of payments and is secure and easy to use. Reviewed on: 10th April 2026
Matt wren's avatar
Matt wren

All good, use PayPal credit regularly and have 4 mon...

4
All good, use PayPal credit regularly and have 4 months to pay things off which is fab. Only criticism I have is it takes a while for your balance to be updated once you’ve made payments or returns, so can be hard to track. Reviewed on: 10th April 2026
Beth P's avatar
Beth P

Finance options are easy to use and customer service...

5
Finance options are easy to use and customer service is always prompt. Reviewed on: 10th April 2026
Sam A's avatar
Sam A

Easy and cheap.

5
Easy and cheap. Very happy with the product and customer support Reviewed on: 10th April 2026
Claudia Cappuccio's avatar
Claudia Cappuccio

Review PayPal: PayPal Credit now

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