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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145897)

I have been using it mostly for the buyers protection.

5
I have been using it mostly for the buyers protection. If im not sure about a seller i would use paypal and trust that my money will be safe. So far I have not faced any difficulties. Reviewed on: 8th May 2026

Paypal Is Excellent

5
Paypal treats you fairly, disputes are looked into quickly and efficiently. Ive recommended PayPal to friends and family safest way to shop Reviewed on: 8th May 2026

I have been using PayPal more than 5 years.

5
I have been using PayPal more than 5 years. The experience has been great so far on every aspect. I would rate it more than 5 stars Reviewed on: 8th May 2026

Convenience at your fingerprints

5
It is a very convenient way to pay for goods and I have had no problems at al with the company - the exact opposite Reviewed on: 8th May 2026

Pay pal credit have helped me in so many ways ive ap...

5
Pay pal credit have helped me in so many ways ive appreciated being able to borrow the money and pay it back In installments. Reviewed on: 8th May 2026

I have used PayPal credit whenever I need to make a...

5
I have used PayPal credit whenever I need to make a bigger purchase and it's been a great option when doing so as it allows me spread my costs over a 4 month period without any added interest. This has been very handy especially when money has been more tight recently Reviewed on: 8th May 2026

Excellent attention to detail.

5
Excellent attention to detail. Always responsive to any questions. Reviewed on: 8th May 2026

PayPal have always been trusted with my payments due...

5
PayPal have always been trusted with my payments due to their excellent customer service and security Reviewed on: 8th May 2026

Brilliant paypal.

5
Had paypal for years and never been any real problems wouldn't change for anything Reviewed on: 8th May 2026

Any issues that have arisen have been sorted out swi...

5
Any issues that have arisen have been sorted out swiftly and excellent communication. Reviewed on: 8th May 2026

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