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PayPal: PayPal Credit reviews

4.90
Based on 102,256 reviews, last reviewed 8th May 2026
2373000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

With PayPal I feel safe making purchases online. With PayPal I feel safe making purchases online. Their customer support is excellent and theirs services are easy to use Reviewed on: 8th May 2026
Charlie Baker's avatar
Charlie Baker

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102256)

My Treasure Box!

5
I love that I can have an account which is accepted by most retailers. It’s safe, easy to use & allows peace of mind Reviewed on: 10th April 2026

Totally trustworthy,,

5
Totally trustworthy, easy to use, feel safe transferring or paying money Reviewed on: 10th April 2026

Love PayPal

5
All good , happy with the service. Highly recommend. Reviewed on: 10th April 2026

Really convenient, no fuss, easy to use.

5
Really convenient, no fuss, easy to use. PayPal just provides more flexibility to manage day-to-day expenses. Reviewed on: 10th April 2026

Simplicity

5
Easy and readable display of credit information, easy to setup and to use immediately even before you receive a physical card. Needs to sometimes be checked before hand to make sure card is active in Google Pay, but works great Reviewed on: 10th April 2026

I use PayPal credit on a daily basis, monies are eas...

5
I use PayPal credit on a daily basis, monies are easy to use for transactions as more and more sellers allow for PayPal credit on, this has made buying so much easier and affordable Reviewed on: 10th April 2026

All round very good

4
Easy to use, good communication and can use from anywherep Reviewed on: 10th April 2026

So very easy to use.

5
So very easy to use. Simple log in and great app that lets you control your money easily. PayPal credit offers a controlled spend and easy payments. Reviewed on: 10th April 2026

Using PayPal and PayPal credit

5
Using PayPal and PayPal credit to make purchases online is very easy and convenient, and it's very easy to manage your account online , you can even setup a PayPal debit card and transfer money to it from your main debit , you can request a physical card . I highly recommend PayPal and PayPal credit Reviewed on: 10th April 2026

Excellent secure way to buy

5
Excellent secure way to buy and manage spending Reviewed on: 10th April 2026

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