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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102304)

Does what it says on the tin.

5
Used for eBay over the years and continue to use it for certain purchases. Always a good serivce with decent 0% offers. Reviewed on: 10th April 2026
Mr J's avatar
Mr J

I use Pay 3 all the time, a brilliant service, desig...

5
I use Pay 3 all the time, a brilliant service, designed for the customer not the companies profit margins, well done PayPal. Can we have a full Banking Service please Reviewed on: 10th April 2026
Darren B's avatar
Darren B

I absolutely enjoy using PayPal.

5
I absolutely enjoy using PayPal. Makes life a bit more easier for buying things that I use on a regular basis Reviewed on: 10th April 2026
Jacqueline W's avatar
Jacqueline W

Great help to budget finances

5
I find Paypal pay in three and extended interest free credit very useful. It helps to budget for purchases that often need to be made at that time and maybe would prove very difficult. Reviewed on: 10th April 2026
Budgetfriendly's avatar
Budgetfriendly

Manage Expenses

5
PayPal Credit has enabled me to manage large expenses over a period without incurring additional fees/interest. Supplementing the monthly minimum payment with managed larger payments to pay off the credit in time. Reviewed on: 10th April 2026
Travel's avatar
Travel

An excellent experience

5
Paypal has always been easy to use and i was kept well informed of payment due dates and offers. Excellent customer service too. Reviewed on: 10th April 2026
Deborah D's avatar
Deborah D

It works just like credit card and I feel secure usi...

5
It works just like credit card and I feel secure using it. Reviewed on: 10th April 2026
P S's avatar
P S

Outstanding customer service complements the app's i...

5
Outstanding customer service complements the app's intuitive design and user-friendliness. It offers remarkable payment flexibility that accommodates diverse needs, whether I'm shopping online or sending money to friends. PayPal guarantees a smooth experience throughout. The option to link multiple bank accounts and cards makes selecting my preferred payment method a breeze. In summary, PayPal emerges as a powerful and adaptable payment solution that effectively addresses the requirements of today’s digital economy. Reviewed on: 10th April 2026
Julio's avatar
Julio

Paypal clarify money matters

5
Paypal clarify money matters, reminding you of payment times and setting out alternative solutions in a clear and concise manner. I would recommend them to any and all, who require a simply solution Reviewed on: 10th April 2026
Davidcareman's avatar
Davidcareman

Business partner

5
Best platform for fast payments and high confidence in your business Reviewed on: 10th April 2026
Shafeek Faleel's avatar
Shafeek Faleel

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