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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146059)

Always easy to use, never have any problems.

5
Always easy to use, never have any problems. Can use in loads of places Reviewed on: 8th May 2026

The resolut to all your problems

5
I've had a few problems with payments before and PayPal have always sorted it out asap. Sometimes it's been hard due to the lack of information from the company I've brought from to get in touche, but PayPal have always made it alot easier to deal with. They can literally resolve any issue if possible Reviewed on: 8th May 2026

Easy setup, self explanatory.

5
Easy setup, self explanatory. Provide a physical card. Reviewed on: 8th May 2026

Always available easy to use and repay.

5
Always available easy to use and repay. Super handy. I always use them whenever I can. Saves a lot of messing about entering card details on different sites Reviewed on: 8th May 2026

I use PayPal for most of my purchase transactions on...

5
I use PayPal for most of my purchase transactions online for security and safety - Also excellent options for pay in 3 or credit Reviewed on: 8th May 2026

great service

5
Used PayPal for years always had great service Reviewed on: 8th May 2026

Positive

5
Have always used PayPal, very straightforward always. Would recommend Reviewed on: 8th May 2026

I had an issue with a non authorised payment which w...

5
I had an issue with a non authorised payment which was dealt with efficiently and a refund was given Reviewed on: 8th May 2026

Versatile and affordable credit

5
I always use paypal if available, it makes paying so convenient and there are always several options to make payment from 0% options to pay in three and long term finance. Very convenient and affordable. Reviewed on: 8th May 2026

Been using long time.

5
Been using long time. Easy m and useful. Reviewed on: 8th May 2026

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