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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146098)

Quick, Easy, Protected

5
Paypal is quick and easy. A lot of places accept it as payment, and your purchases are protected. Buy what you think is a shed and nothing comes, paypal will get your money back! Cant afford the dream gig right now, paypal credit will back you! Reviewed on: 8th May 2026

Me and paupal

5
Trustworthy and very quick. Gets to recipient fast and emails very prompt Reviewed on: 8th May 2026

Good experience.

4
Good experience. I have called customer service a few times and found them helpful Reviewed on: 8th May 2026

Great customer service

5
Great customer service the app is extremely easy to use and I'm very confident when using PayPal online Reviewed on: 8th May 2026

Excellent company very helpful and easy to use

5
Excellent company very helpful and easy to use Reviewed on: 8th May 2026

Need credit look no futher with no fuss with offers...

5
Need credit look no futher with no fuss with offers like pay in three at 0% APR Reviewed on: 8th May 2026

I have very good experience good and amazing

5
I have very good experience good and amazing Reviewed on: 8th May 2026

Fantastic easy to use service from people who care

5
Fantastic easy to use service from people who care Reviewed on: 8th May 2026

Very useful card

5
Very useful card ever I have , they gave me a good credit limit as well thank you so much Reviewed on: 8th May 2026

Reliable

5
Every time I use it offers reliable service! Reviewed on: 8th May 2026

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