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PayPal: PayPal Credit reviews

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4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102352)

I’m a fan of PayPal credit because of the 0% interes...

5
I’m a fan of PayPal credit because of the 0% interest rate when spending more than £99 Reviewed on: 10th April 2026
JL's avatar
JL

Always had a good experience using PayPal, straight...

5
Always had a good experience using PayPal, straight forward, and anytime needing assistance, always helpful staff to assist. Reviewed on: 10th April 2026
Karl B's avatar
Karl B

Straightforward and easy to use ap

5
Straightforward and easy to use ap Reviewed on: 10th April 2026
Michael M's avatar
Michael M

Great service, quick and easy to navigate

5
Great service, quick and easy to navigate Reviewed on: 10th April 2026
Seville 's avatar
Seville

PayPal is excellent

5
I love using PayPal, its easy and feels safer than other methods. The credit is very reasonable and very flexible being able to pay extra whenever I can. Its handy having a source of credit you can really trust and your money feels safe Reviewed on: 10th April 2026
Lucy H's avatar
Lucy H

Paypal is easy to use and handy.

5
Paypal is easy to use and handy. Reviewed on: 10th April 2026
majid m's avatar
majid m

Customer friendly .

4
Customer friendly . Good Support and professional advice to my concern. Listening and communicating well. Advice Customer his/ her rights to complaints if the services provided is not to the best intrest of the customer. Reviewed on: 10th April 2026
Muiliyu G's avatar
Muiliyu G

Very handy

5
Very handy to have, specially for small purchases as I use it for, they keep you up to date with your payments, interest rates etc Reviewed on: 10th April 2026
Andres F's avatar
Andres F

So easy to use, an excellent method to make online p...

5
So easy to use, an excellent method to make online purchases. Reviewed on: 10th April 2026
Richard Marmoy's avatar
Richard Marmoy

Easy and practical way for shopping

5
Easy to get access from most of website online shopping, easy to select the best plan, I would love more reminders about deadlines for payments Reviewed on: 10th April 2026
Mona's avatar
Mona

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