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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Straight forward value and safety.

The 4 month interest free deal beats anyone else for ease of use and availability. The the feeling of security when using this site. Reviewed on: 27th May 2025

Reliable Payable

Good customer service, options for payments and comfortable portfolio of solution driven service. Reviewed on: 27th May 2025

Helped me out of a tight financial spot

Helped me out of a tight financial spot Reviewed on: 27th May 2025

A very good and transparent service

A very good and transparent service Reviewed on: 27th May 2025

AMAZING MONEY PLATFORM

Great use it everyday, such a good way to keep track of your money, customer service is amazing and the credit account is great for if you need something and you don’t have the money there and then :) Reviewed on: 27th May 2025

Happy to do payment with PayPal

Happy to do payment with PayPal, I feel secured when I buy something online. Reviewed on: 27th May 2025

Super quick and easy

Used PayPal credit for an interest free purchase and was pleased with the service. Super quick, super easy. The application process took barely any time at all and the decision was instant. Now I'm making repayments, the app comes into its own. It's really clear, easy to navigate and easy to manage payments. Reviewed on: 27th May 2025

No issues, easy to use and very convenient

No issues, easy to use and very convenient Reviewed on: 27th May 2025

Always there when I need to use it, quick and effici...

Always there when I need to use it, quick and efficient way to pay Reviewed on: 27th May 2025

Quick and easy to use, and secure

Quick and easy to use, and secure Reviewed on: 27th May 2025

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