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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and easy to use, and secure

Quick and easy to use, and secure Reviewed on: 27th May 2025

There when I needed them

I had a problem with a seller. PayPal sorted everything out and refunded my money Reviewed on: 27th May 2025

Very good and easy to access.

Very good and easy to access. Will definitely recommend as most businesses off this form of payment. Reviewed on: 27th May 2025

When i spoke to the customer service team, i got a r...

When i spoke to the customer service team, i got a really helpful and polite response. Great help Reviewed on: 27th May 2025

PayPal helped me start my DJ career

And a customer almost 5 years now such a positive experience initially I had opened up a PayPal credit line to help me with my DJ equipment and purchase my first ever timetable. I absolutely love PayPal credit and would definitely recommend it to a friend and family member. Reviewed on: 27th May 2025

I keep my car in the garage my butter in the fridge...

I keep my car in the garage my butter in the fridge and my credit options with PayPal. There is nothing else to say about PayPal. Reviewed on: 27th May 2025

Easy method to pay and always offers great instalmen...

Easy method to pay and always offers great instalment plans Reviewed on: 27th May 2025

Flexible and varied payment options

PayPal have been very flexible offering a range of purchase options and always are on top of me paying more interest than I need to making it easy to make the most of the payment options available to me. Reviewed on: 27th May 2025

The safest and best way to pay

I always feel my money is safe when I pay with pay pal and for things that are a bit more expensive I pay using pay pal credit so I can spread the cost simple Reviewed on: 27th May 2025

I’ve had a great experience with PayPal credit.

I’ve had a great experience with PayPal credit. It’s very user friendly, no complaints! Reviewed on: 27th May 2025

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