Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170906 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170941)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is very easy to use, and PayPal credit was ve...

PayPal is very easy to use, and PayPal credit was very quick Reviewed on: 7th July 2026

An impressive and user friendly system making things...

An impressive and user friendly system making things very easy. Reviewed on: 7th July 2026

I have been using PayPal Credit for a while now, and...

I have been using PayPal Credit for a while now, and it has completely transformed how I manage my online shopping. It is incredibly easy to use and offers fantastic value for money, especially with their interest-free financing options on larger purchases. What I love most is the sheer convenience—checking out is seamless, secure, and happens literally at the click of a finger. It gives me the flexibility to budget my expenses without any hassle. I highly recommend it to anyone looking for a reliable, fast, and user-friendly payment option Reviewed on: 7th July 2026

I’m satisfied Costomer very happy

I’m very happy ,im satisfied with customer service Reviewed on: 7th July 2026

I have found using papal so convenient for purchasin...

I have found using papal so convenient for purchasing online products - it has given me more financial control of my spending - very helpful for lost orders and returning products always easy to help with refunds as well. Reviewed on: 7th July 2026

Paypal is a trustworthy App.

Paypal is a trustworthy App. My use of Paypal is almost automatic and I suggest its use to friends and family. Reviewed on: 7th July 2026

Worst customer services I have ever come across move...

Worst customer services I have ever come across move you from 1 adviser to another without solving or helping with your problem would never use paypal for a large purchase ever again Reviewed on: 7th July 2026

Great, easy to use and straight forward

Great, easy to use and straight forward Reviewed on: 7th July 2026

Makes payment more easy and flexible.

Makes payment more easy and flexible. Instead of waiting for pay day you can use PayPal credit. Reviewed on: 7th July 2026

Easy to use

Easy to use and accessible from a mobile Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3833 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93895 reviews
Payments
from PayPal 4.70 from 3833 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub