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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (146204)

PayPal was there when I needed it

5
PayPal was there when I needed it, providing an excellent service, clear and precise details on what I was getting into, would highly recommend PayPal, I refuse to buy from any sites that don’t have PayPal for my security on online purchases Reviewed on: 17th June 2026
Julie's avatar
Julie

Very easy to use, helped me manage my finances throu...

5
Very easy to use, helped me manage my finances through zero interest options to pay. Reviewed on: 17th June 2026
Mavic A's avatar
Mavic A

Always easy to deal with and have never had any prob...

5
Always easy to deal with and have never had any problems Reviewed on: 17th June 2026
Adam's avatar
Adam

Paypal is so convenient to use, is widely accepted a...

5
Paypal is so convenient to use, is widely accepted and gives the option of spreading payments if necessary. If you run into probleems with a supplier their support is good. Reviewed on: 17th June 2026
Philip Cooke's avatar
Philip Cooke

Pay in 3

5
I use the pay in 3 often as it helps with larger payments. It’s very useful Reviewed on: 17th June 2026
Jan A's avatar
Jan A

Its give me flexibility how like to pay as well as v...

5
Its give me flexibility how like to pay as well as very convenient and easy to use around different countries and charge free Reviewed on: 17th June 2026
Sue 's avatar
Sue

Always brilliant!

5
Always brilliant! Have me a chance with credit when nobody else would. Reviewed on: 17th June 2026
Ebony V's avatar
Ebony V

Flexible and convenient.

5
Flexible and convenient. I was able to access credit when l was in the darkest moment of my life financially. Reviewed on: 17th June 2026
MR N's avatar
MR N

Have always been helpful, there credit service has h...

5
Have always been helpful, there credit service has helped me in tight times Reviewed on: 17th June 2026
Gavin Stageman's avatar
Gavin Stageman

Good performance

4
Good , excellence and perfection. Reviewed on: 17th June 2026
ANdre N's avatar
ANdre N

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