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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

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4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103126)

PayPal easy and safe

PayPal is an easy and safe way of making payments and receiving money without any hassle. PayPal credit is handy to have in case of emergency and doesn’t have the huge percentage taken like many credit cards. Reviewed on: 11th April 2026

Paypal is good

Very good online wallet, with good payment options Reviewed on: 11th April 2026

PayPal brilliant

Brilliant service, well deserved winner Reviewed on: 11th April 2026

I’m very satisfied with the PayPal Credit option to...

I’m very satisfied with the PayPal Credit option to pay in 3 installments. Everything is clear and easy to understand, and the payment schedule is simple to follow. I especially like being able to split purchases without any hassle — it really helps with budgeting. A convenient and helpful solution for everyday purchases. Reviewed on: 11th April 2026

Great experience, I really appreciate the help and...

Great experience, I really appreciate the help and confinience Reviewed on: 11th April 2026

I use the pay in four months option for larger purch...

I use the pay in four months option for larger purchases and for smaller purchases I will use the pay in 3, both offer interest free if paid off in time. A great way to spread the costs if payments Reviewed on: 11th April 2026

I am very happy with PayPal because it is very fast...

I am very happy with PayPal because it is very fast and they can’t charge you anything Reviewed on: 11th April 2026

Paypal credit user

I use Paypal credit for any purchase over £100 as it gives an instant 4 month 0% loan! I have to say I have only had to contact the support team on one occassion and they were very helpful albeit they didn't need to do anything other than reassure me on the way that Direct Debit payments are taken. It's a very useful and flexible way to pay... Reviewed on: 11th April 2026

customer services contact.

Make customer services contact easier and faster. Reviewed on: 11th April 2026

Loving the pay in three option

Hassle free payment options and the pay in three is my go to for most purchases. Reviewed on: 11th April 2026

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