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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146646 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146646)

Reliable, good service.

Reliable, good service. Good rates and payment options Reviewed on: 9th May 2026

Very convenient & easy to apply for pay in 3.

Very convenient & easy to apply for pay in 3. Extremely flexible payment options & reasonable interest rates. Using the app is very intuitive & being able to use PayPal credit to pay for more expensive items interest free for several months is great. Reviewed on: 9th May 2026

Very easy to use excellent service provider and by f...

Very easy to use excellent service provider and by far the best to use Reviewed on: 9th May 2026

I can easily buy my important needs today and pay la...

I can easily buy my important needs today and pay later for it. I dont have to wait for the monwy to hit my account and think too much today. Paypal credit gives me that freedom. I coupd happily buy a Rado for my husband with Paypal cresit... Reviewed on: 9th May 2026

Easy to use convenient platform.

Easy to use convenient platform. Helped me to purchase necessary items at the crucial time Reviewed on: 9th May 2026

Evrything runs smoothly

Evrything runs smoothly, ive been using paypal credit for years, its essy to manage, i use it when i cant afford a full payment of somehting and having 4 months to pay back makes it easy to managa my money better. Reviewed on: 9th May 2026

Just so easy, for larger items to spread the cost.

Just so easy, for larger items to spread the cost for larger items, & plenty of communication if a payment is due. I love it. Reviewed on: 9th May 2026

Brilliant service

Always had a good experience using PayPal Credit, it’s a great way to afford things you can’t pay for all at once Reviewed on: 9th May 2026

Good platform for buying sending receiving selling m...

Good platform for buying sending receiving selling money Reviewed on: 9th May 2026

I have never experienced any problems or issues with...

I have never experienced any problems or issues with PayPal. I have been using the services for around 20 years. Reviewed on: 9th May 2026

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