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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,143 reviews, last reviewed 10th May 2026
2413250% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I'm using PayPal for almost over 10... Highly recommend I'm using PayPal for almost over 10 years without any issues. Always feel secure with them. Reviewed on: 10th May 2026
Ibrahim s's avatar
Ibrahim s

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103143)

I’m very satisfied with the PayPal Credit option to...

5
I’m very satisfied with the PayPal Credit option to pay in 3 installments. Everything is clear and easy to understand, and the payment schedule is simple to follow. I especially like being able to split purchases without any hassle — it really helps with budgeting. A convenient and helpful solution for everyday purchases. Reviewed on: 11th April 2026
B L's avatar
B L

Great experience, I really appreciate the help and...

5
Great experience, I really appreciate the help and confinience Reviewed on: 11th April 2026
Neil h's avatar
Neil h

I use the pay in four months option for larger purch...

5
I use the pay in four months option for larger purchases and for smaller purchases I will use the pay in 3, both offer interest free if paid off in time. A great way to spread the costs if payments Reviewed on: 11th April 2026
Lee's avatar
Lee

I am very happy with PayPal because it is very fast...

5
I am very happy with PayPal because it is very fast and they can’t charge you anything Reviewed on: 11th April 2026
Abdelrahim A's avatar
Abdelrahim A

Paypal credit user

5
I use Paypal credit for any purchase over £100 as it gives an instant 4 month 0% loan! I have to say I have only had to contact the support team on one occassion and they were very helpful albeit they didn't need to do anything other than reassure me on the way that Direct Debit payments are taken. It's a very useful and flexible way to pay... Reviewed on: 11th April 2026
GHarrison 's avatar
GHarrison

customer services contact.

5
Make customer services contact easier and faster. Reviewed on: 11th April 2026
T A's avatar
T A

Loving the pay in three option

5
Hassle free payment options and the pay in three is my go to for most purchases. Reviewed on: 11th April 2026
waf529's avatar
waf529

Most Helpful

5
I have a very good experience and it helped me a lot financially during difficult times. Reviewed on: 11th April 2026
B N's avatar
B N

Smooth and Fast

5
It is so easy to use and make payments. Customer services help on time. Using this in my daily routine and transactions. So far its a good experience and no worries. Reviewed on: 11th April 2026
Amar A's avatar
Amar A

I am very happy ,I am customer for years.

5
I am very happy ,I am customer for years. Reviewed on: 11th April 2026
Anonymous's avatar
Anonymous

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