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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146756)

Great way to pay/be rewarded etc

5
Great way to pay/be rewarded etc Reviewed on: 9th May 2026

I've been using PayPal for over 10 years.

5
I've been using PayPal for over 10 years. Simple, easy going and trusting finance provider. Reviewed on: 9th May 2026

I have good communication and experience

5
I have good communication and experience Reviewed on: 9th May 2026

They are one of the best companies for customer serv...

4
They are one of the best companies for customer services easy to contact and are quick to sort any problems. You also have a choice either PayPal credit or the pay in three I think they were one of first to do this it's great for larger purchases particularly kitchen appliances and you know it's only for three months. Reviewed on: 9th May 2026

Nice and simple to use everything is nice and clear...

5
Nice and simple to use everything is nice and clear and easy to understand Reviewed on: 9th May 2026

Great Company to deal with

5
I have been using paypal now for about 4 years and always found them to be honest, very easy to deal with, great communication and when something goes wrong they are quick to help you sort out the problem. Reviewed on: 9th May 2026

Easy and convenient

5
It’s easy to use and always available on the app if I need to check anything. Reviewed on: 9th May 2026

Payment flex

5
Enjoy having multiple payment options wiht paypal Reviewed on: 9th May 2026

I feel safe using PayPal.

5
I feel safe using PayPal. I have used their service to get my money back from vendors who don’t fulfil their sales. Excellent customer service. Reviewed on: 9th May 2026

I had a good experience using my online PayPal.

5
I had a good experience using my online PayPal.account. Reviewed on: 9th May 2026

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