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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146849 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146851)

Easy to set up and useful

PayPal Credit was quick and easy to set up. The process was straightforward and simple to follow. It’s been useful for spreading payments and managing purchases more flexibly. So far, the experience has been smooth and convenient. Reviewed on: 9th May 2026

Good Experience.

Good Experience. If you need to buy gift to someone Pay Pay credit is veru helpful. I using this for years Reviewed on: 9th May 2026

Excellent service

Have always felt that the customer service identify how to help me very quickly Reviewed on: 9th May 2026

Always easy to use and access.

Always easy to use and access. Available to use alongside many websites. Reviewed on: 9th May 2026

My first choice but...

I had chargers despite paying everything on time. This is the only negative point. The rest is all good. Quick customer service. Reviewed on: 9th May 2026

5 stars from me

I you PayPal credit a lot, its such an easy way to purchase online if you don't have the funds immediately. Also the fact it's accepted virtually everywhere makes it even better. Customer service are also great and quickly respond and resolve any issues you may have. 5 stars from me !! Reviewed on: 9th May 2026

Great credit card service and very reliable.

Great credit card service and very reliable. Quick and easy. Reviewed on: 9th May 2026

Excellent

I've been using PayPal credit for many years. Very easy to use & understand. Very convenient to help with your every day finances. Reviewed on: 9th May 2026

Exceptional Service feom Paypal Credit

I have been with paypal for a long time and appreciate how helpful the team is. My previous experience when I borrowed £1735 was exceptional, instant and no questions asked. Not sure what I could have done without paypal credit. Reviewed on: 9th May 2026

It's a great company to actually speak to someone ra...

It's a great company to actually speak to someone rather than options and a computerised voice Reviewed on: 9th May 2026

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