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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103174 reviews)

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4.90

Based on 103,174 reviews, last reviewed 10th May 2026

2414750% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Gives you options on how to pay as payment pl... PayPal Gives you options on how to pay as payment plans are available. Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103174)

All good thanks paypal enjoy all the paypal offers &...

All good thanks paypal enjoy all the paypal offers & options available...... & like having a physical card too! Reviewed on: 11th April 2026

As a Paypal Credit easy and safe for all purchases

As a Paypal customer they make all aspects from credit to pay in three and siimple day to day purchases safe and secure. Using paypal takes the worry out of online purchases. Reviewed on: 11th April 2026

Can be confusing because refunds are not processed t...

Can be confusing because refunds are not processed towards original purchases/seller Reviewed on: 11th April 2026

Partner in need

PayPal credit is a great lifesaver Reviewed on: 11th April 2026

i find the whole process very easy can not ask...

i find the whole process very easy can not ask for more Reviewed on: 11th April 2026

PayPal is convienient and easy to set-up

PayPal is convienient, easy to set-up and connect with my accounts. I've recently joined the rewards programme which enhances my positive experience with PayPal and encourages me to streamline my card usage even further. Reviewed on: 11th April 2026

Great experience Woujd recommend s

Great experience Woujd recommend s Reviewed on: 11th April 2026

PayPal Credit very useful.

I have found PayPal Credit to be very useful and their interest rates are very competitive in my experience. I would not hesitate to recommend them. Reviewed on: 11th April 2026

PayPal easy and safe

PayPal is an easy and safe way of making payments and receiving money without any hassle. PayPal credit is handy to have in case of emergency and doesn’t have the huge percentage taken like many credit cards. Reviewed on: 11th April 2026

Paypal is good

Very good online wallet, with good payment options Reviewed on: 11th April 2026

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