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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146927)

Every time I use PayPal, I can rest assured I have 3...

5
Every time I use PayPal, I can rest assured I have 3 months to pay with no stress. Great idea to do this and well thought out deal. Reviewed on: 9th May 2026

Very good as being able to spread the cost is great...

5
Very good as being able to spread the cost is great for day to day life Reviewed on: 9th May 2026

had no problems so very happy with everything.

5
Have had no problems so very happy with everything. Reviewed on: 9th May 2026

Just like it

5
Many options. Easy to send money or pay. Reviewed on: 9th May 2026

PayPal Reccomendation for Young Adults.

5
PayPal pay in 3 and their credit card are great ways to start building your credit history, especially for young adults. Customer service has always resolved any issues promptly and contacted companies on my behalf for refunds. Reviewed on: 9th May 2026

It helps you a lot with many things and also in many...

5
It helps you a lot with many things and also in many ways. Reviewed on: 9th May 2026

PayPal great way to pay

5
PayPal has been great to pay friends and family , also helped to buy more expensive things with pay in three option Reviewed on: 9th May 2026

Have had no problems when using PayPal

5
Have had no problems when using PayPal Reviewed on: 9th May 2026

Always happy to help and easy to get hold of...

5
Always happy to help and easy to get hold of Reviewed on: 9th May 2026

Nice and easy to use form checkout to app on the phone.

5
Nice and easy to use form checkout to app on the phone. Great customer support. Reviewed on: 9th May 2026

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