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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103211 reviews)

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4.90

Based on 103,211 reviews, last reviewed 10th May 2026

2416400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103211)

Live paypal credit for spreading load and in general...

Live paypal credit for spreading load and in general the safety of purchasing. Reviewed on: 11th April 2026

Excellent service, quick , secure and reliable

Excellent service, quick , secure and reliable Reviewed on: 11th April 2026

Easy to spread payments interest free

Have used PayPal credit on a couple of purchases where I wanted to spread payments interest free. So easy set up direct Debit and Bobs your Uncle Reviewed on: 11th April 2026

Paypal is very easy and always felt secure in using...

Paypal is very easy and always felt secure in using them , especially as you never know with dodgy websites. Never had an issue with them. Also, having so many options with my credit , helps a lot especially with big spendings. Reviewed on: 11th April 2026

I find paypal credit easy to use, clearly shows bala...

I find paypal credit easy to use, clearly shows balance, what's owed and repayment schedule Reviewed on: 11th April 2026

It do not require a card.

It do not require a card. And it has good interface . Reviewed on: 11th April 2026

Have been member with PayPal for many years now and...

Have been member with PayPal for many years now and got to say they are excellent if you got any inquiries they deal with them straight away.l love my PayPal so easy to use Reviewed on: 11th April 2026

Been a customer of PayPal for years.

Been a customer of PayPal for years. they offer a wide range of payment methods that help spread the cost of everything. 4 months interest free is very helpful as is their customer service team and resolution Center. Very quick and easy to use, pay off and manage. Reviewed on: 11th April 2026

Great for financial supprot

Great for financial supprot and very Flexible Reviewed on: 11th April 2026

Brilliant way to budget big spends .

Brilliant way to budget big spends . Kept informed when payments are due . Simple to use helps you keep on track with your out goings Reviewed on: 11th April 2026

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