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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103278)

Overall happy, could be a little more customer friendly

5
I wish I could choose which items to pay first and that the credit card payment transactions could show the rolling balance. Otherwise I am happy with PayPal pay in 3 and 4 months over £99. Reviewed on: 11th April 2026
Marta Z's avatar
Marta Z

Excellent customer service always available on phone...

5
Excellent customer service always available on phone an they fix problems on spot, plus now they have cards available so you spend in shops too amazing Reviewed on: 11th April 2026
Shab's avatar
Shab

Great customer service

5
Customer service is always great Reviewed on: 11th April 2026
S C's avatar
S C

Been there for me when I need it.

5
Been there for me when I need it. Great value. Reviewed on: 11th April 2026
Alice Evora's avatar
Alice Evora

amazing service

5
PayPal has completely transformed the way I handle money online. From the moment I started using it, the experience has been seamless, secure, and incredibly convenient. Whether I’m shopping internationally, sending money to friends, or managing business transactions, PayPal consistently delivers speed and reliability. One of the standout features is its user-friendly interface. Everything is intuitive, making it easy to navigate even for someone who isn’t particularly tech-savvy. Transactions are processed quickly, and I always receive clear notifications, which gives me peace of mind knowing exactly what’s happening with my money. Security is another area where PayPal truly excels. With advanced encryption and buyer protection policies, I feel confident making purchases from sellers around the world. On the rare occasion I’ve had an issue, their dispute resolution system has been fair and efficient. What I appreciate most is the global accessibility. PayPal makes cross-border payments feel effortless, eliminating the usual headaches associated with currency conversions and international transfers. Overall, PayPal is a trusted, dependable platform that combines convenience, security, and versatility. It’s an essential tool for anyone who values smooth and secure online transactions. Reviewed on: 11th April 2026
ST's avatar
ST

Safe and easy to use.

5
Safe and easy to use. I feel my transactions are secure and my personal details safe Reviewed on: 11th April 2026
Karenanne h's avatar
Karenanne h

PayPal is fantastic

5
I’m use PayPal for immediate payments, PayPal credit and PayPal Pay in 3 and all are great!!! Really flexible and easy to use. Reviewed on: 11th April 2026
Dawn B's avatar
Dawn B

Great product!

4
Was a great online credit card option, physical card a good addition. Good payment twems Reviewed on: 11th April 2026
Be's avatar
Be

Amazing love it best thing around

5
Amazing love it best thing around Reviewed on: 11th April 2026
Richard Jacomb's avatar
Richard Jacomb

Reliable, secure, effortless

4
I've used Paypal for years and it's always been reliable. Payments are quick, easy and I value the extra security when buying online. If something goes wrong, the resolution process is clear. It's a service I use regularly. Reviewed on: 11th April 2026
R B's avatar
R B

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